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Transcript: Show Me the Money!
(soft music plays)
A Female Announcer says WELCOME TO
TVOKIDS POWER HOUR OF LEARNING!
TODAY'S JUNIOR LESSON:
SHOW ME THE MONEY!
A caption reads "Junior 4-6. Teacher Vanessa." Vanessa is in her mid-thirties, with long wavy brown hair. She wears black-rimmed glasses, a patterned black and white shirt and earphones.
Sitting in a living room, Vanessa says HELLO, STUDENTS! HOW ARE YOU?
WELCOME TO ANOTHER EPISODE
OF
TVOKIDS POWER HOUR
OF LEARNING.
I'M TEACHER VANESSA, AND I'M SO
EXCITED YOU'RE JOINING ME TODAY
FOR 60 MINUTES OF FUN
AND LEARNING.
TO MAKE SURE THAT YOU HAVE
EVERYTHING YOU NEED TO SUCCEED,
I'M GONNA NEED YOU TO FIND SOME
TOOLS TO WRITE WITH
SUCH AS PENS, PENCILS,
AND MARKERS.
SOMETHING TO WRITE ON,
LIKE A PIECE OF BRISTOL BOARD
OR CONSTRUCTION PAPER.
AND SOME CRAFT SUPPLIES.
IF YOU HAVE SOME GLITTER,
GLUE, STICKERS,
ALL OF THAT IS GONNA COME IN
HANDY AS WE WORK ON
A GREAT ACTIVITY TOWARDS THE END
OF THE LESSON.
BUT MOST OF ALL, I'M GONNA NEED
YOU TO COME UP WITH
A POSITIVE MINDSET
JUST BEFORE WE BEGIN.
HOW CAN WE WORK ON THAT?
WELL, WE CAN USE POSITIVE
AFFIRMATIONS
IN OUR DAILY ROUTINE.
SHORT STATEMENTS OR PHRASES
THAT WE SAY OUT LOUD
THAT ALLOW US TO BUILD OUR
SELF-CONFIDENCE
AND KNOW THAT WE ARE EMPOWERED
TO DO WHATEVER
WE PUT OUR MIND TO.
SO IF YOU'RE READY, I NEED YOU
TO REPEAT AFTER ME.
THE FIRST STATEMENT IS
"I KNOW I CAN."
LET ME HEAR YOU.
GREAT JOB.
"I AM A MATH PERSON."
BECAUSE WE ALL ARE.
GOOD. AND FINALLY,
"I AM CAPABLE."
She thumbs up and continues GREAT JOB!
I NEED YOU TO WORK THAT INTO
YOUR MORNING ROUTINE EVERY DAY,
AND SOON ENOUGH, YOU'LL KNOW
THAT YOU ARE ABLE
TO ACHIEVE ANYTHING
YOU PUT YOUR MIND TO.
FOR TODAY, WE'RE GOING TO BE
LEARNING
HOW CAN WE PAY FOR GOODS
AND SERVICES?
I MEAN, IF I WANT TO BUY
A NEW PAIR OF SHOES,
She shows a high hill shoe and says SUCH AS THESE ONES HERE,
DO I ONLY HAVE CASH AS
AN OPTION TO PAY?
WHAT ELSE IS OUT THERE?
WE'RE GONNA FIND OUT.
MORE SPECIFICALLY,
WE'RE GONNA BE LOOKING AT...
CANADIAN TENDER...
BILLS AND COINS.
CREDIT CARDS, AND WHAT IS THAT
INTEREST THEY ALWAYS TALK ABOUT?
She shows cardboards with the concepts mentioned.
She continues WRITING A CHEQUE? I'M SURE
YOU'RE SEEN THESE BEFORE.
AND FINALLY,
WHAT'S IN A MOBILE WALLET?
WHAT CAN I PUT IN THERE?
GIFT CARDS, MY DEBIT CARDS?
LET'S FIND OUT.
BUT BEFORE WE DO, LET'S WATCH AN
EPISODE OF
ODD SQUAD.
TODAY, AGENT OTIS HAS A TASK OF
SPENDING EXACT AMOUNTS OF MONEY
TO MAKE SURE NOISEMAKER MAKES IT
BACK TO HEADQUARTERS.
CAN HE DO IT? LET'S FIND OUT.
I'LL BE HERE WAITING FOR YOU
AFTER THE SHOW. ENJOY.
(music plays)
A TVO Kids and Sinking Ship Entertainment original.
Agent Olympia is around 10, has long straight brown hair in a ponytail and wears red-rimmed glasses, a white shirt, a red tie and a blue blazer with an Odd Squad badge.
She says MY NAME IS AGENT OLYMPIA.
THIS IS MY PARTNER, AGENT OTIS.
Agent Otis is around 11, with short straight blond hair and wears a white shirt, red tie and a blue blazer with an Odd Squad badge.
A picture of a plate appears.
Olympia says THIS IS MY LUNCH AFTER
I ATE IT.
BUT BACK TO OTIS AND ME.
WE WORK FOR AN ORGANIZATION
RUN BY KIDS
THAT INVESTIGATES ANYTHING
STRANGE,
WEIRD, AND ESPECIALLY ODD.
A picture shows people with light bulbs instead of heads.
Olympia says OUR JOB IS TO PUT THINGS
RIGHT AGAIN.
Miss O says HURRY, OLYMPIA!
Olympia says I'M COMING, MS. O!
Clips show Olympia and Otis with their other team members working and training at the organization.
Olympia says WHO DO WE WORK FOR?
WE WORK FOR
ODD SQUAD.
The Odd Squad badge appears with the caption "Created by Tim McKeon and Adam Peltzman."
The name of the episode reads "Otis's Day."
Otis and Olympia follow Miss O down a hallway.
Miss O says TALK TO ME.
Otis says EVERYTHING IS IN PLACE.
I'LL MEET NOISEMAKER IN TOWN.
Olympia says WHILE I STAY BACK HERE
AND PREPARE
THE VILLAIN RELOCATION PACKAGE.
Otis says NOISEMAKER WILL HAVE A
BRAND NEW HOME
AND A BRAND NEW LIFE.
Olympia says AND WE WILL GET INFO ABOUT WHAT
THE OTHER VILLAINS ARE UP TO.
Miss O says I WANT INFO ABOUT WORLD
DESTRUCTION TYPE STUFF.
NOT WHAT KINDS OF SHAMPOO
VILLAINS USE.
Otis says THAT WAS A MISTAKE.
NOISEMAKER UNDERSTANDS THAT NOW.
Miss O says GOOD. IF THIS WORKS, WE'LL KNOW
ALL THE VILLAINS' PLANS,
AND WE'LL BE ABLE TO STOP
ODDNESS BEFORE IT EVEN HAPPENS.
Otis says I'LL MEET NOISEMAKER NOW.
Otis gets into an elevator.
Olympia says BYE.
OKAY.
Miss O says UH, DO YOU KNOW THE WAY BACK
TO THE DESK?
Olympia says I THINK IT'S
THAT WAY?
Miss O says YEAH.
Otis arrives at a park through a magical portal.
Otis says NOISEMAKER?
Noisemaker wears a crown, a patterned cape and an organ suit.
Noisemaker says SHH!
Otis says WHAT ARE YOU DOING?
Noisemaker says IF ANOTHER VILLAIN SEES ME
WORKING WITH ODD SQUAD, IT'S...
He plays a dramatic tune on his organ suit.
Otis says NOT GONNA HAPPEN.
I HAVE EVERYTHING UNDER CONTROL.
FOLLOW ME TO THE TUBES AND WE'LL
GET YOU THAT NEW LIFE.
Noisemaker says AHH, ZEE TUBES!
I ALWAYS WANTED TO GO IN THOSE!
Otis looks around and says HUH?
(nervously)
LITTLE, UH, GLITCH...
Noisemaker says DO YOU NOT KNOW
WHAT YOU'RE DOING?
Otis says PFFT, OF COURSE I KNOW.
JUST... EXCUSE ME ONE MINUTE.
He calls Olympia.
Olympia says EVERYBODY GOOD?
Agent 1 says HAPPY TIME!
Oksana says I'M GOOD.
OG says I'M NOT.
Olympia says WHOOPS, PARTNER CALLING.
HEY, OTIS.
Otis says OLYMPIA, THE TUBES AREN'T
WORKING!
Olympia says WHAT DO YOU MEAN SOMETHING IS
WRONG WITH THE TUBES?
Otis says THEY'RE JUST NOT WORKING!
Olympia says I'LL TALK TO O'MALLEY.
Otis says OKAY, OKAY. THANKS, PARTNER.
SHE'S JUST, UH,
CHECKING ON SOMETHING.
Noisemaker says GREAT, SO NOW I HAVE TO BE
OUT HERE LONGER?
(breathing rapidly)
WHERE IS MY HARMONICA?
(harmonica bellowing)
He plays the harmonica.
Olympia says WE WEREN'T WORKING HERE
TWO YEARS AGO!
O'Malley says WELL, THAT EXPLAINS IT.
On the phone, Olympia says O'MALLEY SAYS THERE'S
NOTHING HE CAN DO.
YOU'RE GONNA HAVE TO USE
THE EMERGENCY ROPE LADDER.
Otis says BUT THAT'S ON THE OTHER
SIDE OF TOWN!
Olympia says SORRY, PARTNER.
Otis says OKAY, OKAY, I'LL GET TO IT.
Olympia says GOOD LUCK.
Noisemaker says WE HAVE TO WALK ACROSS TOWN?
NO, NO. I WILL STAY A VILLAIN.
Otis says NO, NO, NO, I KNOW A FUN
AND FAST WAY OF GETTING THERE.
(braying)
Noisemaker and Otis run towards a bus.
Noisemaker says HOW IS 'ZIS BETTER THAN TUBES?
Otis says BECAUSE, UH, YOU CAN SIT DOWN
INSTEAD OF ALL SCRUNCHED UP.
SO UNCOMFORTABLE!
ODD SQUAD OFFICIAL BUSINESS.
With a moustache and a hat, The Driver says WHOA! ODD SQUAD!
WHAT AN HONOUR! YOU KNOW,
YOU GUYS ARE LIKE, MY FAVOURITE
MYSTERY SOLVING TEAM EVER.
Otis says THANK YOU!
The Driver says WHOA! YOU STILL GOTTA PAY.
Noisemaker says DO YOU ACCEPT FLUTES?
The Driver says ONE DOLLAR. CASH.
Otis says IT'S OKAY, I HAVE CHANGE.
He checks a note about coins.
He says WE NEED 100 CENTS TO MAKE
A DOLLAR.
OKAY, THIS WILL BE EASY.
THE BIGGEST COIN IS WORTH
25 CENTS.
THE SMALLEST COIN IS WORTH
TEN CENTS.
AND THAT COIN IS WORTH
FIVE CENTS.
Noisemaker says UH, WHAT ARE YOU DOING?
Otis says I LIKE TO TALK THROUGH HOW MUCH
EACH COIN IS WORTH
BEFORE I MAKE CHANGE.
Noisemaker says ZAT TAKES SO MUCH TIME.
PLEASE, GET ON WITH
ZEE PAYING.
Otis says THIS COIN IS WORTH 25 CENTS.
SO THAT'S 25, 50, 75,
100 CENTS EQUALS ONE DOLLAR.
SEE? LOOK AT THIS!
WE GOT A NICE WINDOW SEAT.
Noisemaker says IT'S A VILLAIN! GET DOWN!
Mister Lightning gets into the bus. He has short black hair and wears a yellow T-shirt under a black leather jacket and a shiny lightning necklace.
Mister Lightning says BEHOLD! IT IS I!
MR. LIGHTNING.
HERE TO GET A RIDE TO THE MALL.
The Driver says MR. LIGHTNING! WHAT AN HONOUR.
YOU KNOW, YOU'RE LIKE,
MY FAVOURITE VILLAIN EVER.
Mister Lightning says THANK YOU.
The Driver says WHOA! STILL GOTTA PAY.
Mister Lightning says COME ON!
WHY YOU GOTTA BE LIKE THAT?!
The Driver says I KNOW.
(rattling)
Mister Lightning says WHAT'S THAT NOISE?
Otis whispers STOP SHAKING!
Noisemaker whispers I CAN'T! I'M TERRIFIED!
Otis whispers WE GOTTA GET OUT OF HERE.
Mister Lightning says I DON'T HAVE MONEY,
BUT I DO HAVE SOME LIGHTNING.
POW!
Mister Lightning shoots a lightning.
The Driver says WHOA! THAT WAS THUNDER AND
LIGHTNING!
Mister Lightning says WELL, MY FULL NAME IS
MR. THUNDER AND LIGHTNING,
BUT I SHORTENED IT TO JUST
MR. LIGHTNING.
Noisemaker and Otis run away.
Noisemaker says THAT-- THAT'S IT!
NO MORE DEAL. I'M LEAVING.
Otis says PLEASE, WE NEED THAT
INFORMATION.
AND WHAT ARE THE CHANCES
WE'LL RUN INTO ANOTHER VILLAIN.
(groaning)
Noisemaker says EXTREMELY GOOD!
Evil Teddy talks on the phone. She has black hair and wears a long fur coat and black gloves.
Teddy says NOPE, IT IS EVIL TEDDY WITH A Y.
Noisemaker and Otis get into a cafeteria.
Otis says IN HERE!
Teddy says IT SHOULD READ
"HAPPY BIRTHDAY, EVIL TEDDY."
NO-- OF COURSE I'M BUYING
MY OWN CAKE!
ALL MY FRIENDS ARE VILLAINS,
THEY'RE NOT GONNA PAY FOR IT.
The waitress says HI, YES, TABLE FOR TWO?
Otis says OH, UM, NO THANK YOU.
WE'RE JUST HIDING.
The waitress says HIDING IS FOR
PAYING CUSTOMERS ONLY.
Otis says UH, BOOTH IN THE BACK, PLEASE.
The waitress says RIGHT THIS WAY.
Noisemaker says OOF! I'M GLAD WE STOPPED TO EAT.
I THINK I WAS GETTING GRUMPY.
Otis says EVIL TEDDY'S GONE, LET'S PAY THE
BILL AND GET OUT OF HERE.
Noisemaker says TOO LATE! I ALREADY PAID.
IT WAS A PLEASURE TO DINE
WITH YOU.
The waiter says HI, WE DON'T ACCEPT DRUMS.
Noisemaker says AWW.
Otis says I'LL PAY.
21 DOLLARS.
HERE'S A 20 DOLLAR BILL,
AND I OWE YOU ONE MORE DOLLAR.
I THINK I HAVE ONE DOLLAR
IN CHANGE.
Noisemaker says OH NO! IT'S ANOTHER VILLAIN.
LADY BREAD.
HURRY UP WITH ZEE CHANGE MAKING!
Lady Bread walks in. She has a tall blond wig and wears a golden and red Victorian dress. She has loaves of bread instead of hands.
The waitress says OH, EXCUSE ME, NO.
THERE IS NO OUTSIDE FOOD.
Lady Bread says THESE ARE MY HANDS.
Otis says I HAVE A BUNCH OF 10 CENT COINS.
THOSE ARE WORTH 10 CENTS EACH.
COUNTING BY TENS,
THAT'S 10, 20, 30, 40,
50, 60, 70,
80, 90.
100 CENTS IS ONE DOLLAR.
Lady Bread says NOISEMAKER.
Otis says UH...
Lady Bread says WHY ARE YOU HERE WITH ODD SQUAD?
YOU'RE NOT ENTERING THE VILLAIN
PROTECTION PROGRAM, ARE YOU?
Noisemaker says PFFT! NO!
(stammering)
I'M WITH ODD SQUAD BECAUSE...
BECAUSE...
Otis says BECAUSE I CAUGHT HIM MAKING
LOUD NOISES.
Noisemaker says YES, SO LOUD.
(harmonica blaring)
Lady Bread says BUT HOW IS THAT ODD?
Otis says BECAUSE IT WAS...
Noisemaker says AT THE LIBRARY. HMM?
Otis whispers DURING QUIET TIME.
Noisemaker says AND I PUT FOOD ON MY HEAD!
LIKE 'ZIS.
Otis says OH BOY! HE DID IT AGAIN.
NOW HE'S IN DOUBLE TROUBLE.
LET'S GO.
OH, EXCUSE ME.
Otis takes Noisemaker outside.
Noisemaker says ZAT WAS MAGNIFICENT!
Otis says I KNOW, CLOSE ONE.
Noisemaker says MAKING UP 'ZAT STORY WAS LIKE
GREAT JAZZ.
YOU PLAY ONE NOTE,
BOOP-BOO-A-LOO!
I PLAY ZEE OTHER!
BOW-DOO-DEE!
Otis says OKAY, THE IMPORTANT THING IS
SHE DOESN'T KNOW
YOU'RE WORKING WITH US.
Noisemaker says YEAH.
Lady Bread and says BUT NOW I DO.
Teddy and Mister Lightning appear.
Teddy says AND SO DO WE.
Noisemaker says OH...
(whimpering)
At headquarters, O'Malley says I HAVE AN UNDERWATER SHACK.
THERE'S FISH. I CAN'T GUARANTEE
THEY'LL BE THERE.
Olympia says YOU KNOW WHAT?
OTIS IS WITH NOISEMAKER NOW.
ONE SEC.
She calls Otis and says OTIS, HEY. WHAT KIND OF HOUSE
DOES NOISEMAKER WANT?
Otis and Noisemaker are escaping from the villains.
Otis says WHAT?!
(loud booming)
(muffled voice on phone)
Olympia says OH, HE CAN HAVE A HOUSEBOAT!
Otis says SORRY, PARTNER,
IT'S A LITTLE CRAZY!
WE CAN TALK ABOUT THIS LATER!
AUGH!
(shouting)
(rattling, beeping)
IN HERE!
Otis and Noisemaker hide in a street stand.
A shopkeeper says HEY, GUYS, HIDING IS FOR...
Otis says PAYING CUSTOMERS ONLY.
Noisemaker says WAIT, DO YOU SELL BIKES?
The shopkeeper says I RENT BIKES.
Noisemaker says OTIS, WE CAN RENT THESE
AND GET TO YOUR EMERGENCY
LADDER FASTER!
The shopkeeper says IT'S 50 CENTS EACH,
SO ONE DOLLAR ALL TOGETHER.
Otis says AW, I DON'T HAVE FOUR 25 COINS
OR TEN 10 CENT COINS
TO MAKE A DOLLAR.
Noisemaker says YOU CAN COMBINE COINS
TO MAKE A DOLLAR,
IT DOESN'T HAVE TO BE
ALL ZEE SAME KIND.
Otis says RIGHT.
I HAVE TWO 25 CENT COINS,
SO THAT'S 50 CENTS.
AND I HAVE THREE 10 CENT COINS,
SO STARTING AT 50,
THAT'S 60, 70, 80 CENTS.
Noisemaker says AND YOU HAVE THREE 5 CENT COINS.
THOSE ARE WORTH FIVE CENTS EACH,
SO YOU CAN COUNT BY FIVES.
85, 90, 95 CENTS.
OH, THAT IS FUN.
Otis says BUT I NEED 100 CENTS TO MAKE
A DOLLAR.
I'M 5 CENTS SHORT.
The shopkeeper says I ALSO ACCEPT INSTRUMENTS.
Noisemaker says FINALLY! HAH-HAH!
The shopkeeper says LET'S DO IT.
Noisemaker says A PATRON OF ZEE ARTS.
The shopkeeper says I AM.
Noisemaker and Otis ride a tandem bicycle.
Noisemaker sings I CAN'T AFFORD A CARRIAGE
BUT YOU'LL LOOK SWEET
UPON THE SEAT
OF A BICYCLE BUILT FOR TWO
HAH.
Otis says LAKE!
Noisemaker says I KNOW, MY SINGING IS GREAT!
Otis says NO, YOU'RE HEADED FOR A LAKE!
(splashing)
Miss O says OG, JUST BECAUSE IT'S YOUR ROOM
DOESN'T MEAN YOU HAVE TO
STAY IN IT.
OG says OH, OKAY.
Og leaves. He turns, and goes back.
OG says I MISSED IT.
Tired and dirty, Otis runs towards Olympia.
Otis says PARTNER!
Olympia and Otis say YOU WOULD NOT BELIEVE
THE DAY I'VE HAD.
Noisemaker says ME TOO!
Miss O says ALL RIGHT, NOISEMAKER,
TELL US WHAT YOU KNOW
ABOUT THE OTHER VILLAINS.
Noisemaker says NEVER!
Otis says BUT WE JUST WENT THROUGH ALL
THAT TO GET YOU HERE!
Noisemaker says AND IT MADE ME REALIZE,
IF I GO INTO THE VILLAIN
PROTECTION PROGRAM,
I'LL LOSE A FRIEND.
Miss O and Olympia say WHAT?
Noisemaker says DEAR, DEAR OTIS.
I HAD SO MUCH FUN
WITH YOU TODAY.
Otis says NO!
Noisemaker says AH, EATING MEALS, SINGING,
AND RIDING A BIKE.
Otis says THAT'S NOT FUN!
Noisemaker says WE GET ALONG SO WELL!
I WOULDN'T WANT TO NEVER
SEE YOU AGAIN!
Otis says BUT THE OTHER VILLAINS, NOW THEY
KNOW YOU'RE WORKING WITH US.
Noisemaker says I'LL MAKE UP A FUN STORY
LIKE WE DID AT LUNCH.
THAT WAS HILARIOUS!
Otis says NO IT WASN'T!
Noisemaker says I'M GOING TO CAUSE YOU
SO MUCH ODDNESS.
SEE YOU LATER, PAL!
Otis says DON'T DO THAT!
Noisemaker chuckles and leaves.
Miss O says AT LEAST YOUR PEOPLE SKILLS ARE
GETTING BETTER.
O'Malley shows them a picture and says AGAINST MY BEST JUDGEMENT,
I FOUND THIS MANSION
FOR YOUR VILLAIN TO LIVE IN.
Olympia says IT'S TOO LATE.
Miss O says YOU TWO HAVE BEEN THROUGH
A LOT TODAY.
WHY DON'T YOU RELAX HERE
FOR A BIT?
Olympia says OH!
Otis says THANKS, MS. O.
BUT THIS IS HUGE.
WE SHOULD SHARE WITH OTHER
AGENTS.
Olympia yells NO!
An animated spinning structure reads "Welcome to headquarters. Miss O's Office."
A girl around 12 years old appears in Miss O's office. She has long black hair and wears a gray T-shirt and a purple headband.
The Assistant says HI, I'M ONE OF MS. O'S
ASSISTANTS.
I GET HERE EARLY IN THE MORNING
TO MAKE SURE EVERYTHING
IS WORKING.
LIKE HER ELECTRONICS. ON!
IT'S GOOD TO GO!
A funny painting appears on the wall.
She says I ALSO TEST THE CARPET.
NICE AND SQUISHY.
I TEST HER PHONE.
HI, I'D LIKE TO ORDER A PIZZA.
NO, NOT A REAL PIZZA.
I'M JUST TESTING THE PHONE!
MS. O GETS A LOT OF REPORTS
ABOUT ODD PROBLEMS IN TOWN,
AND SHE LIKES THEM ORGANIZED BY
THEIR OPERATION SYMBOL.
ADDITION, SUBTRACTION,
MULTIPLICATION, AND EQUALS.
LET ME SHOW YOU HOW THIS WORKS.
THIS CASE IS ABOUT A GUY
WHO HAS FIVE ARMS.
UGH! EW.
I KNOW WHAT YOU'RE THINKING.
HE STARTED WITH TWO ARMS
AND NOW HE HAS FIVE,
SO THE SOLUTION
IS TO TAKE AWAY THREE ARMS.
"TAKE AWAY" IS ANOTHER WAY OF
SAYING SUBTRACTION.
SO THE CASE SHOULD GO
IN THIS BOX.
SO THAT'S WHAT I DO.
AND WHEN I'M ALL DONE, I LIKE TO
GIVE MYSELF A LITTLE TREAT.
I'D LIKE TO ORDER A PIZZA.
NO, THIS ISN'T A TEST,
THIS IS FOR REAL.
I'LL HAVE A LARGE PEPPERONI.
She winks an eye.
A woman picks up toys and opens a box. A blue jelly substance swirls inside.
In off, Miss O says HAS THIS EVER
HAPPENED TO YOU?
A woman says OH MAN. BLOBS AGAIN?
Miss O says YOU'VE TRIED CLEANING IT OUT.
The blue jelly substance explodes covering the woman's face.
Miss O says YOU'VE TRIED TALKING IT OUT.
The woman says YOU GET OUT OF THERE RIGHT NOW,
MISTER!
Miss O says YOU'VE EVEN TRIED
DANCING IT OUT.
The woman says HOW ABOUT THIS, BLOB?
HUH? YOU LIKE THIS?
Miss O says NOTHING IS WORKING,
AND YOU'VE HAD ENOUGH.
The woman says NOTHING IS WORKING AND
I'VE HAD ENOUGH!
In her office, Miss O says YOU NEED TO CALL THE
PROFESSIONALS.
ODD SQUAD.
JOIN ODD SQUAD AT TVOKIDS.COM.
Music plays as the end credits roll.
Now, Vanessa stands next to a board with an advantages and disadvantages table.
Holding a cardboard with bills, Vanessa says SO LET'S TAKE A LOOK AT MONEY.
I'M SURE EVERYONE HAS
SEEN MONEY,
ESPECIALLY OUR CANADIAN TENDER.
THAT INCLUDES THE 100,
50, 20, 10, AND 5 DOLLAR BILLS.
IN TERMS OF COINS,
WE HAVE THE TOONIE, THE LOONIE,
THE QUARTER, THE NICKEL,
AND THE DIME.
SO WHEN CAN WE USE THIS MONEY,
AND WHAT ARE SOME ADVANTAGES AND
DISADVANTAGES OF MONEY?
WELL, FIRST OF ALL, WE CAN USE
MONEY TO AVOID FEES.
A LOT OF OTHER METHODS
OF PAYMENT
HAVE A FEE ATTACHED TO IT,
SUCH AS A CREDIT CARD,
AND EVEN A DEBIT CARD.
BUT WITH CASH, USUALLY WHEN YOU
TAKE IT OUT OF THE BANK,
THERE ARE NO FEES ATTACHED.
NEXT, IT HELPS AVOID
OR REDUCE DEBT.
WHAT DOES THAT MEAN?
WELL, IF YOU ONLY HAVE
A 10 DOLLAR BILL TO BRING
TO YOUR FAVOURITE CANDY STORE,
AND YOUR BILL IS OVER 10 DOLLAR,
LET'S SAY, 15,
YOU DON'T HAVE ENOUGH TO BUY
EXACTLY WHAT YOU WANT,
SO ALL YOU CAN SPEND IS
WHAT YOU HAVE.
SO CASH ALLOWS US TO
REDUCE ANY DEBT
THAT WE MIGHT HAVE INCURRED
LIKEWISE, IT HELPS US FROM
OVERSPENDING.
AND IT CURBS OUR IMPULSE
SPENDING AS WELL.
SO IF YOU'RE WALKING UP TO
THE CASH REGISTER
TO PAY FOR SOMETHING,
AND YOU SEE THAT NEW, UH,
GAME THAT YOU COULD USE
FOR YOUR CONSOLE,
IF YOU DON'T HAVE ENOUGH
MONEY TO BUY IT,
UNFORTUNATELY, YOU CAN'T.
BUT THE BEST PART OF THAT IS YOU
CAN'T SPEND MONEY YOU DON'T HAVE
SO YOU DON'T GO IN DEBT.
SO THAT'S WHY MONEY IS SUCH
A GREAT OPTION.
IT ALSO PROTECTS YOUR CREDIT
AND YOUR IDENTITY.
WHAT DOES THAT MEAN?
WELL, IT MEANS THAT NOBODY
CAN GO ONLINE
AND USE MONEY TO LOOK AT
PERSONAL INFORMATION YOU HAVE.
YOU DON'T NEED A PASSWORD TO USE
IT, AND IT'S READILY AVAILABLE.
MOST PLACES WILL ACCEPT CASH.
OR THAT INCLUDES BILLS
AND COINS.
BUT WHAT ARE SOME DISADVANTAGES
OF MONEY?
WELL, IT LIMITS WHERE
YOU CAN SHOP.
IF YOU KNOW ONLINE SHOPPING,
YOU KNOW THAT YOU CAN'T PAY WITH
CASH FOR ANY ITEM.
YOU HAVE TO EITHER USE A CREDIT
CARD OR SOMETHING
FROM YOUR MOBILE WALLET,
LIKE A GIFT CARD
OR EVEN YOUR DEBIT CARD.
BUT UNFORTUNATELY, WITH CASH,
A LOT OF PLACES ONLINE,
IT IS NOT ACCEPTED.
IT'S ALSO HARDER TO TRACK
YOUR SPENDING,
SO WHEN YOU GO TO YOUR ACCOUNT
AND YOU TAKE OUT 100 DOLLARS,
MOST PEOPLE DON'T KEEP
A BALANCE...
A CHECK OF WHAT THEY'VE SPENT
EVERY SINGLE PENNY ON.
SO UNFORTUNATELY, WHEN YOU TAKE
OUT YOUR MONEY,
IT'S HARDER TO TRACK WHERE
YOU SPEND IT ON.
IT CAN BE EASILY LOST OR STOLEN
SO YOU HAVE TO TAKE REALLY GOOD
CARE OF YOUR MONEY.
YOU CAN'T LEAVE IT IN THE OPEN,
YOU CAN'T LEAVE IT IN AN
UNATTENDED LOCKER.
YOU HAVE TO MAKE SURE THAT YOU
TAKE CARE OF IT
BECAUSE ONCE IT'S LOST,
IT'S VERY HARD TO TRACK.
UNFORTUNATELY NOW
IN OUR CURRENT TIMES,
SOME PLACES AREN'T ACCEPTING
MONEY DUE TO COVID RESTRICTIONS.
JUST BECAUSE OF THE AMOUNT OF
HANDLING BETWEEN PEOPLE
AND THE GERMS THAT COULD BE
ON THE BILLS,
SO MAKE SURE BEFORE YOU GO TO
YOUR FAVOURITE STORE
TO BUY WHAT YOU'RE LOOKING FOR
THAT THEY'RE ACCEPTING CASH.
NEXT, LET'S TAKE A LOOK
AT THE PROS AND CONS
OF CREDIT CARDS.
I'M SURE YOU'VE SEEN THESE,
I'M SURE YOU'VE SEEN A PARENT
OR A GUARDIAN GO UP TO
A CASH REGISTER
AND SIMPLY SWIPE THEIR CARD,
AND THEY'RE GOOD TO GO.
BUT WHAT IS THAT CONNECTED TO
AND HOW DOES IT WORK?
LET'S LOOK AT SOME ADVANTAGES
OF CREDIT CARDS.
THEY'RE GREAT FOR CREDIT
BUILDING.
WHAT DOES THAT MEAN?
WELL, AS YOU GET OLDER,
YOU'RE GOING TO NEED TO
BUILD YOUR CREDIT,
FOR THINGS LIKE YOUR MORTGAGE
IF YOU WANT TO BUY A HOUSE,
A CAR PAYMENT,
IF YOU WANT TO GO
TO POST-SECONDARY SCHOOL
AND NEED A LOAN, IF YOU WANT
TO START A BUSINESS OF YOUR OWN
AND YOU HAVE BIG AMBITIONS,
YOU'RE GONNA NEED
TO BUILD CREDIT TO GET A LOAN
FROM THE BANK.
THE MORE CREDIT YOU HAVE,
USUALLY THE MORE MONEY
THE BANK WILL LEND YOU.
THE CONVENIENCE OF IT ALL,
HOW EASY IS IT
TO JUST GO UP TO THE CASHIER AND
SIMPLY TAP YOUR CARD
AND YOU'RE ON YOUR WAY.
THERE'S NO FUMBLING AROUND
IN YOUR WALLET
FOR THE EXACT CHANGE.
THERE'S NO TAKING TIME TO WRITE
DOWN NUMBERS
AND WHO THE MONEY IS MADE OUT TO
IN TERMS OF A CHEQUE.
SO THERE'S THAT POSITIVE
FEATURE TO IT.
A green rectangle highlights a list of advantages on a sheet of paper.
She continues REWARDS. A LOT OF CREDIT CARDS
HAVE REWARDS ATTACHED TO THEM.
WHAT DOES THAT MEAN?
WELL, FOR EVERY DOLLAR THAT YOU
MIGHT SPEND SOMEWHERE,
THEY CAN GIVE YOU POINTS
TOWARDS TRAVEL,
TOWARDS YOUR GROCERIES,
TOWARDS YOUR FAVOURITE STORE,
MAYBE TOWARD YOUR FAVOURITE
GIFT CARD
IF THEY'RE OFFERING THAT.
SO THERE ARE REWARDS IN TERMS OF
POINTS THAT YOU CAN GET
WHEN YOU USE YOUR CREDIT CARD.
IT GIVES YOU THE OPTION
TO PAY LATER.
SO LET'S SAY, SOMETHING THAT YOU
REALLY, REALLY NEED,
LIKE YOUR COMPUTER BROKE DOWN,
BUT NOW THAT WE'RE ONLINE
LEARNING, YOU NEED ONE!
YOU'RE GONNA NEED A NEW ONE TO
BE ABLE TO GO TO SCHOOL.
BUT YOU DON'T HAVE ENOUGH MONEY
IN YOUR BANK ACCOUNT RIGHT NOW
OR YOU DON'T HAVE ENOUGH
CASH ON HAND.
WELL, A CREDIT CARD AFFORDS YOU
THE ABILITY
TO BUY NOW AND PAY LATER.
THERE'S ALSO THEFT PROTECTION.
WELL, WHAT DOES THAT MEAN?
LET'S SAY SOMEONE STEALS
YOUR CREDIT CARD
OR IT GETS LOST OR MISPLACED.
YOU HAVE THE ABILITY TO CALL
THE CREDIT CARD COMPANY
AND SAY "HEY, MY CARD WAS LOST
OR STOLEN,"
AND THEY CAN CANCEL IT
IMMEDIATELY.
AND ANY OTHER CHARGES THAT HAVE
BEEN PUT ON THERE
THAT YOU DIDN'T DO CAN BE
REVERSED
SO YOU'RE NOT RESPONSIBLE
FOR THAT.
SO THEY HAVE THAT BUILT-IN
PROTECTION.
AND FINALLY AT THE END OF THE
MONTH, YOU GET YOUR BILL,
WHICH IS NOT ALWAYS
SOMETHING GREAT,
BUT AT LEAST
IT ALLOWS YOU TO SEE
WHERE YOU SPENT YOUR MONEY
IN THE PAST MONTH.
SO USUALLY ON EVERY CREDIT CARD
BILL YOU'LL GET,
THERE WILL BE LINES WITH EVERY
PURCHASE THAT YOU HAVE MADE.
SO THAT'S AWESOME TO SEE WHERE
YOU'RE SPENDING YOUR MONEY
AND HOW THAT CAN AFFECT YOUR
BUDGET GOING FORWARD.
A red rectangle highlights a list of disadvantages on a sheet of paper.
She continues WELL, WHAT ARE SOME
DISADVANTAGES TO CREDIT CARDS?
WELL, THEY CAN LEAD TO
OVERSPENDING.
IT'S SO EASY TO JUST TAP YOUR
CARD AND BE ON YOUR WAY.
YOU DON'T REALLY THINK OF ANY
MONEY BEING EXCHANGED
IN THE PROCESS.
UNFORTUNATELY, THAT CONVENIENCE
MAKES IT EASY TO OVERBUY.
MAYBE THINGS THAT YOU JUST WANT
BUT DON'T NEED.
THAT ALSO LEADS TO DEBT.
BECAUSE YOU DON'T HAVE THE MONEY
TO BUY THAT RIGHT NOW,
YOU'RE GONNA HAVE TO PAY
FOR IT LATER.
AND THE POINT OF INTEREST, WHEN
THEY SAY YOU CAN PAY LATER,
UNFORTUNATELY THEY'RE CAUSING...
THEY'RE CHARGING YOU
SOMETIMES 20 percent AND ABOVE
TO PAY WHAT YOU PAID,
JUST THAT ORIGINAL AMOUNT ON,
SO INSTEAD OF PAYING MAYBE 20 DOLLARS
FOR THAT NEW SHIRT,
MAYBE YOU'RE GONNA END UP PAYING
25 TO 30
WHEN THE INTEREST IS ACCRUED.
NOW DON'T FORGET,
THAT ONLY HAPPENS WHEN
YOU DON'T PAY YOUR BILL OFF AT
THE END OF THE MONTH.
MOST CREDIT CARDS ALSO
HAVE FEES.
WHAT ARE THEY? SO USUALLY THEY
CHARGE YOU A FEE
OF 50 TO 100 DOLLARS OR MORE
TO HAVE THAT CREDIT CARD.
THIS ALLOWS YOU TO HAVE REWARDS,
AS WE TALKED ABOUT
IN OUR ADVANTAGES.
SO YOU HAVE TO MAKE SURE
THAT WHEN YOU SIGN UP
FOR A CREDIT CARD,
YOU CHECK OUT THE FEES,
TO SEE WHAT IS INCLUDED ON
A YEARLY BASIS.
WE TALKED ABOUT THIS BEFORE,
FRAUD.
UNFORTUNATELY, CREDIT CARDS
ARE EASILY STOLEN,
SO WHEN YOU HAVE A PIN FOR
YOUR CREDIT CARD,
YOU NEVER WANT TO SHARE IT,
RIGHT?
YOU KEEP THAT IN A PRIVATE SPOT,
AND THAT'S JUST FOR YOU.
UNFORTUNATELY, THERE ARE TIMES
WHEN OUR CREDIT CARD
GETS COMPROMISED, AND PEOPLE PUT
CHARGES ON THERE
THAT YOU HAVEN'T...
YOU HAVEN'T DONE YOURSELF.
IN THAT CASE, AGAIN, WE SAID YOU
CALL THE CREDIT CARD COMPANY,
AND THOSE CHARGES CAN BE
LOOKED AT
AND AN INVESTIGATION
CAN BE MADE.
ALSO CREDIT SCORE ISSUES.
SOMETIMES IF YOU'RE OVERSPENDING
AND YOU GET INTO THE CYCLE OF
DEBT AND INTEREST,
WE CAN HAVE ISSUES WITH OUR
CREDIT SCORE.
AND THIS AFFECTS US LATER ON,
ESPECIALLY IF WE GO
TO BUY A HOUSE, ASK FOR A LOAN,
OR ASK FOR A BUSINESS OR CAR.
IF WE HAVE ISSUES ON OUR CREDIT,
WE'RE LESS LIKELY TO GET
APPROVED FOR THINGS
THAT WE NEED LATER ON,
ESPECIALLY AS WE'RE GROWING UP
AND GETTING INTO ADULTHOOD.
SO NOW THAT WE'VE LOOKED AT
MONEY AND CREDIT CARDS
AND THEIR ADVANTAGES AND
DISADVANTAGES,
I HOPE YOU FEEL A LITTLE BIT
MORE CONFIDENT
IN KNOWING WHEN TO USE THEM
AND HOW TO USE THEM.
NOW IT'S TIME TO WATCH AN
EPISODE OF
TUMBLE TOWN TALES,
WHERE TUMBLEWEED IS LEARNING
THE DIFFERENCE
BETWEEN SAVING AND BORROWING.
LET'S SEE HOW HE DOES. I'LL MEET
YOU HERE AFTER THE EPISODE.
A pruple slate appears. Tumbleweed pops on the screen, he's a brown hamster.
The screen reads "Tumbleweed presents."
Tumbleweed says TUMBLEWEED PRESENTS...
TUMBLETOWN TALES!
The last S turns into a green dollar sign as he says CHA-CHING!
Tumbleweed and Twiggy play a video game. Twiggy is a large white and brown hamster.
Tumbleweed says I AM NEVER DEFEATED, PICKING THE
SPECS ON THE RIGHT CARD.
OKAY, THIS ONE. THIS ONE.
Twiggy says BRING IT.
Tumbleweed says OH, HERE WE GO! GOPHER!
Twiggy says I ROCK AT BUMPER CARS!
Tumbleweed says YOU WISH!
I'VE GOT GAME FOR DAYS?
Twiggy says OH YEAH?
Tumbleweed says THIS CONTROLLER IS DELICIOUS!
Twiggy says OH YEAH? WATCH THIS!
Tumbleweed says I'M GOING TO SWITCH EVENTS NOW.
Twiggy says YOU CAN'T!
THE ROUND'S NOT OVER!
WHAT HAPPENED?
Tumbleweed says OH, IT'S BROKEN.
Twiggy says I WAS TOTALLY IN THE LEAD.
Tumbleweed says LET ME SEE YOUR CONTROLLER FOR
A SECOND AND GET...
Twiggy says HEY!
Tumbleweed says YUM, YUM, YUM, YUM.
MMM. MAYBE THEY CAN FIX IT
AT THE STORE.
They drive a car and sing GOING
TO THE STORE AND
WE'RE GOING TO FIX IT
Chinchilla says CHINCHILLA!
The shopkeeper says OH NO! WE DON'T FIX THE SPEED
STATION 4000.
Tumbleweed says AWW!
The shopkeeper says BUT I CAN SELL YOU THE ALL NEW
SPEED STATION 5000!
IT'S GOT ALL NEW GRAPHICS,
HD, HDMI,
3D, 5.1, LOL, AND THE BOX?
REALLY TASTY.
Tumbleweed says WOW! THAT SOUNDS AMAZING!
WHAT? 200 DOLLARS?!
I DON'T HAVE THAT KIND OF MONEY.
Twiggy says ME NEITHER.
The shopkeeper says YOU CAN TAKE IT HOME RIGHT NOW
IF YOU HAVE A CREDIT CARD.
Tumbleweed says I DON'T KNOW ABOUT THAT.
The shopkeeper says IT'S EASY.
JUST LET ME SWIPE YOUR CARD.
AND INSTEAD OF PAYING ME NOW,
YOU'LL PAY ME LATER.
JUST A LITTLE BIT EACH MONTH.
Twiggy says REALLY?
The shopkeeper says AND YOU CAN TAKE IT HOME
RIGHT NOW.
Twiggy says I'M SOLD. HERE'S MY CARD.
Tumbleweed says I DON'T KNOW, I THINK I'M GONNA
SAVE UP A LITTLE BIT.
Twiggy says YOU SHOULD GET IT RIGHT NOW.
YOU SHOULD GET IT.
Tumbleweed says NO, DON'T!
GET OUT OF MY BUSINESS.
GET OUT OF MY
BUSINESS.
Twiggy says OH.
Back in the car, Twiggy sings I PAID WITH A CREDIT CARD
Tumbleweed sings I'M GOING TO SAVE UP
FOR IT
Twiggy sings BUT I WANT IT NOW
Tumbleweed sings I DEFERRED MY PURCHASE
Twiggy sings I WANT IT NOW
Tumbleweed sings I WILL NOT BUY IT
BECAUSE I'M WAITING.
Now, they chat in a basement.
Tumbleweed says HEY, THIS IS A NICE GAME ROOM.
Twiggy says YEAH, YEAH, YEAH, WHATEVER.
IT'S GAME TIME!
HI-YAH!
Tumbleweed says TAKE THAT!
Twiggy says I'M RIGHT BEHIND YOU!
Next, Tumbleweed drives his car.
Tumbleweed says THAT WAS AWESOME.
I'D BETTER SAVE MY MONEY
SO I CAN BUY
THE SPEED STATION 5000, TOO.
Gas Station Clerk says DO YOU WANT A CAR WASH
WITH THAT?
Tumbleweed says UH, NO THANKS,
I'M SAVING MY MONEY
TO BUY A SPEED STATION 5000.
Gas Station Clerk says NICE.
In an office, Mike says HEY, TUMBLEWEED, YOU COMING OUT
TO DINNER TONIGHT?
Tumbleweed says THANKS, MIKE, BUT NO FANCY
RESTAURANT MEALS FOR ME.
I'M SAVING UP TO BUY A SPEED
STATION 5000.
Mike says DUDE! TOO CLOSE!
Tumbleweed says OH, SORRY.
In a park, a seller says BALLOONS! GET YOUR BALLOONS!
Tumbleweed says DO I REALLY NEED A BALLOON?
Chinchilla says CHINCHILLA!
Tumbleweed says YEAH, HE'S RIGHT.
I NEED TO SAVE UP FOR MY SPEED
STATION 5000.
Chinchilla says CHINCHILLA.
Tumbleweed says YOU GOT IT, DUDE.
Later, Tumbleweed says HEY, TWIGGY! HOW YOU DOING?
I HAVEN'T SEEN YOU IN A WHILE.
WHAT HAVE YOU BEEN DOING
ALL THIS TIME?
Twiggy says I'VE BEEN PLAYING NON-STOP FOR A
WEEK AND I'M SO GONNA WIN!
Tumbleweed says WOW, I'VE BEEN SAVING.
I'VE ALMOST GOT ENOUGH MONEY FOR
MY SPEED STATION 5000.
Twiggy says WELL, I KINDA WISH I WAITED TOO.
Tumbleweed says WHY?
Twiggy says BECAUSE I PAID WITH MY
CREDIT CARD
AND THE CREDIT CARD COMPANY
CHARGES ME EXTRA.
Tumbleweed says OH, LET ME SEE HERE.
He checks the credit card bill and says YOU BORROWED 200 DOLLARS TO BUY THE
SPEED STATION.
YOU PAID BACK 100,
SO YOU SHOULD OWE 100,
BUT YOU OWE 125!
THAT'S-- THAT'S 25 EXTRA!
Twiggy says AND THE LONGER I TAKE TO PAY,
THE MORE IT COSTS ME.
Tumbleweed says WELL, I HAVE AN IDEA.
Twiggy says WHAT?
Tumbleweed says I'LL USE THE MONEY I SAVED
TO PAY THE REST OF YOUR BILL.
Twiggy says AND WE COULD SHARE!
Tumbleweed says AND USED WHAT'S LEFT
TO BUY MORE GAMES!
Twiggy says SURE! RIGHT AFTER I...
(smashing)
Tumbleweed says OH, YOU'RE SUCH A CAMPER!
The episode ends.
Vanessa says WELCOME BACK, STUDENTS, I'M SO
GLAD YOU'RE ABLE TO JOIN ME.
NEXT, WE'RE GOING TO LOOK AT THE
ADVANTAGES AND DISADVANTAGES
OF USING CHEQUES.
WELL, WHAT IS A CHEQUE?
I'M SURE YOU'VE SEEN ONE OF
THESE PAGES OF...
PIECES OF PAPER THAT LOOK
LIKE THIS,
THAT HAVE THE BANK'S NAME,
YOUR NAME, THE DATE,
WHO THE CHEQUE IS MADE OUT TO,
THE AMOUNT,
AND YOUR SIGNATURE.
THESE TAKE THE FORM OF PAYMENT.
WHAT ARE SOME ADVANTAGES OF
USING CHEQUES?
THEY'RE CONVENIENT,
A LOT OF PLACES ACCEPT THEM.
SO IF YOU HAD TO WRITE A CHEQUE
OUT TO SOMEONE
WHO CUTS YOUR LAWN,
OR MAYBE DOES YOUR HAIR,
YOU COULD SIMPLY WRITE THEIR
NAME ON THE LINE.
PAY TO THE ORDER TO,
THE AMOUNT YOU OWE,
AND GIVE YOUR SIGNATURE.
CHEQUES CAN ALSO BE POST-DATED.
SO FOR EXAMPLE,
LET'S SAY YOU OWE SOMETHING BY
THE END OF THE MONTH,
INSTEAD OF WRITING TODAY'S DATE,
YOU COULD WRITE THE END OF THE
MONTH'S DATE.
AND THEY WOULD BE STILL CASHED
THEN FOR PAYMENT.
THEY CAN ALSO BE STOPPED
AT ANY TIME.
SO MAYBE YOU DON'T HAVE TO PAY
THAT AMOUNT ANYMORE.
IT'S BEEN REFUNDED.
OR MAYBE YOU DON'T WANT TO GIVE
THAT CHEQUE TO SOMEBODY
THAT YOU'VE WRITTEN IT TO.
YOU CAN STOP THE PAYMENT
BEFORE IT HAPPENS.
THEY CAN ALSO BE TRACED.
SO THE BANK CAN LOOK AT WHO
HAS USED YOUR CHEQUES
AND IF THE MONEY FROM
THE ACCOUNT THAT THE CHEQUE
WAS WRITTEN TO HAS GONE TO
THE CORRECT PERSON.
AND WE CAN TRACK OUR SPENDING
AND BUDGETS
AS PAYMENTS BY CHEQUE ARE POSTED
TO OUR BANK ACCOUNT.
SO AT THE END OF THE MONTH,
YOU CAN SEE HOW MANY CHEQUES
YOU HAVE WRITTEN.
WHAT ARE SOME DISADVANTAGES
OF CHEQUES?
WELL, NOT ALL PLACES ACCEPT THEM
AS TENDER
SO THEY MAY BE REFUSED WHEN YOU
GO TO THE COUNTER TO PAY.
YOU ALSO MUST HAVE A BANK
ACCOUNT TO USE THEM.
BECAUSE YOUR CHEQUE IS CONNECTED
TO YOUR BANK ACCOUNT,
YOU NEED TO HAVE ONE TO BE ABLE
TO WITHDRAW MONEY FROM.
IF, UNFORTUNATELY,
YOU WRITE A CHEQUE
AND YOU DON'T HAVE THAT AMOUNT
OF MONEY IN IT,
YOU WILL BE CHARGED A FEE.
She points to a bulleted list on a piece of paper.
She continues SO MAKE SURE YOU KNOW EXACTLY
HOW MUCH IS IN YOUR BANK ACCOUNT
BEFORE YOU WRITE THE CHEQUE,
ANOTHER DISADVANTAGE IS THEY CAN
BE TIME CONSUMING
TO WRITE AND CASH.
WELL, IT'S ALWAYS GREAT
TO GET A CHEQUE
IN FORM OF GIFT OR PAYMENT,
SOMETIMES THEY CAN BE A LITTLE
ANNOYING TO CASH.
WE EITHER HAVE TO GO TO THE BANK
OR HAVE THE OPTION ON OUR PHONES
TO CASH A CHEQUE.
WE TAKE A PICTURE OF THE FRONT
AND THE BACK AFTER SIGNING
WHEN YOU RECEIVE A CHEQUE.
ALSO TO WRITE, YOU HAVE TO KNOW
WHO YOU'RE PAYING IT TO,
THE EXACT AMOUNT,
WRITE YOUR SIGNATURE,
AND THE DATE.
SO SOMETIMES CHEQUES CAN BE
TIME CONSUMING.
MOVING ON TO OUR NEXT METHOD
OF PAYMENT,
THE MOBILE WALLET.
NOW WHAT IS THAT?
WELL...
MOBILE WALLETS ARE...
GIVE YOU THE OPTION TO PUT
CREDIT CARDS ON YOUR PHONE.
THEY ALLOW YOU TO PUT GIFT CARDS
ON YOUR PHONE.
AND THEY ALLOW YOU TO CONNECT
YOUR BANK ACCOUNT
SO IF YOU HAD A CHEQUING OR
A SAVINGS ACCOUNT
DIRECTLY ONTO YOUR PHONE.
WHAT'S SO GREAT ABOUT THAT?
WELL, IT LIMITS THE AMOUNT OF
CARDS YOU HAVE TO CARRY.
MAYBE YOU DON'T WANT TO CARRY
A WALLET, A PURSE,
ON TOP OF YOUR PHONE
BECAUSE WE KNOW WE BRING OUR
PHONES EVERYWHERE.
SO NOW YOU JUST HAVE TO BRING
YOUR PHONE AROUND WITH YOU
WHEN YOU GO TO PAY.
VERY CONVENIENT.
YOU JUST SWIPE YOUR CARD,
I'M SURE YOU'VE SEEN YOUR
PARENT, GUARDIAN,
FRIEND, JUST SWIPE THEIR CARD
ALMOST LIKE CREDIT CARD.
AND THE MONEY IS TRANSFERRED
TO THE PERSON
THAT YOU NEED TO BUY THE GOOD
OR THE SERVICE FROM.
WHAT'S ALSO GREAT ABOUT MOBILE
WALLETS IS YOU CAN SWITCH
BETWEEN YOUR DEBIT, YOUR CREDIT,
YOUR GIFT CARDS, ALL AT ONCE.
ALL YOUR CARDS ARE THERE,
VERY CONVENIENT TO YOU...
FOR YOU TO FLIP THROUGH
AND GET YOUR PAYMENT DONE
IN QUICK TIME.
YOU HAVE PASSWORDS ON YOUR
MOBILE WALLET
THAT CAN PROTECT YOUR SECURITY.
AND YOU'RE ABLE TO TRACK
YOUR SPENDING.
BECAUSE YOUR MOBILE WALLET
KEEPS A LEDGER,
SO THAT MEANS A STEP-BY-STEP
GUIDE OR LINES
TO WHAT YOU HAVE SPENT ON
A DAILY BASIS.
SO THAT'S VERY EASY IF YOU'RE
LOOKING AT BUDGETING
WHERE YOU SPENT YOUR MONEY
AND MAYBE HOW YOU CAN IMPROVE
ON THAT GOING FORWARD.
WHAT ARE SOME DISADVANTAGES OF
THE MOBILE WALLET?
WELL, THERE ARE OFTEN FEES
ASSOCIATED WITH THE APPS
THAT YOU HAVE TO DOWNLOAD TO USE
YOUR MOBILE WALLET.
SO MAKE SURE BEFORE DOWNLOADING
YOU SEE WHAT
YOU'RE SIGNING UP FOR.
NOT ALL PLACES OF BUSINESS
ACCEPT MOBILE WALLET CARDS.
SO YOU HAVE TO MAKE SURE BEFORE
YOU GO TO PAY
THAT THEY ACCEPT THAT.
THERE'S ALSO SECURITY ISSUES.
IF SOMEONE IS ABLE TO GET INTO
YOUR PASSWORD
OR IF A COMPANY HAS THEIR
PRIVACY AND DATA HACKED,
YOU MIGHT HAVE ISSUES
WITH WHO HAS HAD ACCESS
TO ONE OF YOUR CARDS THAT ARE
IN YOUR MOBILE WALLET.
THE CONVENIENCE AGAIN MAY
AFFECT BUDGETING,
JUST LIKE THE CREDIT CARDS,
BECAUSE WE HAVE OUR CREDIT CARDS
IN OUR MOBILE WALLET.
BECAUSE IT'S SO EASY TO SWIPE
AND LEAVE,
WE MIGHT NOT UNDERSTAND WHAT
WE'RE REALLY DOING
WITH HOW MUCH WE'RE SPENDING.
AND FINALLY,
YOU NEED TO MAKE SURE
YOUR PHONE HAS A CHARGE.
YOU CAN'T GO UP TO THE CASH AND
THEN UNFORTUNATELY
YOUR PHONE IS ABOUT TO DIE,
OR IT HAS DIED.
HOW ARE YOU GONNA PAY?
SO YOU ALWAYS NEED TO MAKE SURE
WHEN YOU'RE USING A
MOBILE WALLET
THAT YOUR PHONE IS CHARGED.
LITTLE THINGS YOU DON'T
THINK OF, RIGHT?
NEXT WE'RE GOING TO WATCH AN
EPISODE OF
LET'S FIND OUT.
WE'RE GOING TO LOOK AT
WHAT IS A DEBIT CARD
AND HOW IS IT USED?
MAKE SURE YOU TAKE SOME NOTS
DURING THIS EPISODE
AND I'LL CATCH YOU BACK HERE
AT THE END.
The show opens with two girls and a boy pointing at the camera and saying the show title.
A slate appears for each word inside a speech bubble against a background of colourful pixels.
Then, the speech bubbles show the names of the characters.
Melissa is in her twenties and has long, straight, brown hair with bangs. She wears a pink knitted hat, a red shirt, a white jacket, and black pants.
Shamus is in his twenties and has short, black hair. He wears a black fedora, black glasses, a plaid shirt with a blue bow-tie, and red pants.
Ruth is in her thirties and has medium-length blonde hair with bangs. She wears a light-blue ensemble of sportswear.
Melissa paces up and down in the kitchen.
She says SHAMUS JUST
REMINDED ME
THAT WE NEED TO
GO SHOPPING
FOR SCHOOL SUPPLIES
FOR A BIG PROJECT.
I COMPLETELY
FORGOT.
She looks at her empty pencil case and says OH, MAN!
She grabs her tablet and starts typing. A speech bubble displays what she says, which reads I'M OUT OF CASH!
Melissa says WHAT'S A GAL
TO DO?
A speech bubble with Shamus' picture reads USE YOUR
DEBIT CARD! I'LL MEET YOU AT THE STORE.
Melissa says AH, YES.
THE MAGIC CARD.
I HAVE YET
TO USE IT
AND KNOW NOT
OF ITS POWER.
HOPEFULLY SHAMUS
CAN HELP.
She runs outside and meets Shamus at the supplies store.
Shamus says READY, FREDDY?
DO YOU HAVE YOUR
DEBIT CARD WITH YA?
Melissa says YOU BET YOUR BOTTOM
DOLLAR I DO!
I MAY NOT KNOW
HOW TO USE IT,
BUT WHEN I WANT TO
FIND SOMETHING OUT,
She screams I AM UNSTOPPABLE!!
Shamus says DON'T WORRY, I'LL
HELP YOU OUT.
LET'S GET OUR
SUPPLIES.
The cashier says HI.
Melissa says SHAMUS, I'M KIND
OF SCARED
TO USE MY
DEBIT CARD.
WHAT IF I MESS
SOMETHING UP?
WHAT IF ALL MY
MONEY DISAPPEARS?
Shamus says MELISSA...
Melissa says WHAT IF I TAKE TOO
LONG TO USE IT
AND ALL THE PEOPLE
IN LINE GET ANGRY?
Shamus says MELISSA...
Melissa says WHAT IF THE CASHIER
LOOKS AT ME
DISAPPROVINGLY?
[scary music]
I COULDN'T
TAKE IT!
Shamus says MELISSA, JUST CALM
DOWN AND FOCUS?
The cashier says HOW WILL YOU
BE PAYING?
Melissa says UH, DEBIT?
Shamus says SWIPE YOUR CARD.
Melissa says OKAY.
Shamus says RELAX.
NOW, CHOOSE YOUR ACCOUNT,
CHEQUING OR SAVINGS?
She presses "chequing."
Melissa says DONE.
Shamus says NOW, INPUT
YOUR P.I.N.
Melissa says OKAY, IT'S 2-6-
Shamus says NO, NO, NO, NO.
DON'T TELL
ANYONE.
YOUR P.I.N. IS
YOUR PERSONAL
IDENTIFICATION
NUMBER.
IT'S WHAT KEEPS
YOUR MONEY SAFE.
Melissa says OHH.
[beeping]
NOW WHAT?
Shamus says THAT'S IT.
The cashier gives her the receipt and says THANKS, AND HAVE
A GREAT DAY.
Melissa says YOU TOO.
WELL, THAT WASN'T
SCARY AT ALL.
Shamus says YEAH.
Melissa says AND NOW, I HAVE
INFINITE MONEY!!
WHAT WHAT?
Shamus says UH, MELISSA, WHEN YOU
USE YOUR DEBIT CARD,
IT COMES FROM YOUR
BANK ACCOUNT.
IT'S NOT FREE MONEY.
YOU'VE STILL GOTTA
WATCH WHAT YOU SPEND.
Melissa says OH.
WELL, AT LEAST
NOW I KNOW THAT
IT'S NOT SCARY TO
USE A DEBIT CARD.
AND THAT CALLS FOR A
VICTORY MOMENT!
They do a victory dance.
Melissa says A DEBIT CARD IS A
GREAT ALTERNATIVE
IF YOU DON'T
HAVE CASH.
IT CONNECTS RIGHT TO
YOUR BANK ACCOUNT
AND IS EASY TO USE.
JUST REMEMBER, YOUR
NUMBER IS SECRET.
DON'T SHARE IT
WITH YOUR FRIENDS.
In the kitchen, Melissa says THANKS FOR YOU HELP WITH
THE DEBIT CARD, SHAMUS.
Shamus says NO WORRIES,
MELISSA.
YOU ALWAYS GET
SO WORKED UP
WHEN THERE'S NOTHING
TO WORRY ABOUT.
Melissa says I AM A BIT OF A
WORRYWART, AREN'T I?
Shamus shrugs and smiles.
[bell dings]
Melissa says OH, ONE SEC,
SHAMUS.
I GOT A TEXT.
She gets an animated text with a picture of herself on a foot and a speech bubble that reads "Oh no!"
She says AHHH!!
WHAT IS THIS?
Shamus says GET IT, MELISSA?
NOW YOU'RE REALLY
A WORRYWART.
They both scream GROSSSS!
The TVO Kids logo appears.
Copyright 2016, The Ontario Educational Communications Authority.
Vanessa says WELCOME BACK.
I WANT TO TALK ABOUT PUTTING IT
ALL TOGETHER NOW.
WHAT DOES THAT MEAN?
SO, SO FAR WE'VE TALKED
ABOUT MONEY,
CREDIT, CHEQUES,
AND YOUR MOBILE WALLET, WHICH
INCLUDES YOUR DEBIT CARD,
GIFT CARDS, AND OF COURSE,
CREDIT CARDS.
LET'S DIVE DEEPER INTO ONE OF
THE METHODS OF PAYMENT
THAT YOU'VE LEARNED TODAY.
MAYBE YOU WANT TO PICK YOUR
FAVOURITE METHOD
OR A METHOD THAT YOU'VE SEEN
YOUR FRIENDS
OR FAMILY MEMBERS USE,
AND YOU WANT TO KNOW A LITTLE
BIT MORE ABOUT IT.
She shows a purple cardboard with texts and credit card pictures.
She says TODAY WE'RE GOING TO MAKE
AN INFOGRAPHIC
ABOUT ONE OF THE METHODS
OF PAYMENT THAT YOU'VE LEARNED.
I CHOSE CREDIT CARDS, SO THIS IS
WHAT I NEED YOU TO INCLUDE
IN YOUR INFOGRAPHIC.
THIS IS WHERE THE GLITTER,
THE SPARKLES,
THE STICKERS ALL COME INTO PLAY.
I WOULD LOVE FOR YOU TO PICK ONE
OF YOUR FAVOURITE METHODS,
AGAIN, I CHOSE THE FAMOUS
CREDIT CARD.
YOU'RE GONNA-- WE'RE GOING TO
TALK ABOUT WHAT IT IS,
INTERESTING FACTS ABOUT
THE CREDIT CARD
OR WHATEVER YOUR METHOD
OF PAYMENT IS.
THREE ADVANTAGES,
AND THREE DISADVANTAGES
OF THAT METHOD.
SO LOOKING AT MY EXAMPLE,
"CREDIT CARDS:
LEARNING ABOUT CREDIT CARDS.
"ANY INTEREST?
AND YOU CAN KINDA SEE
MY PLAY ON WORDS THERE.
SO I WOULD LOVE FOR YOU,
ON YOUR INFOGRAPHIC,
TO MAKE SURE YOU INCLUDE
YOUR TITLE
AND MAYBE A QUICK STATEMENT,
OR FUNNY STATEMENT
ABOUT YOUR METHOD OF PAYMENT.
I ALSO HAVE TWO PICTURES OF
CREDIT CARDS ON MY INFOGRAPHIC,
SO I WOULD LIKE FOR YOU TO
INCLUDE ONE SYMBOLIC PICTURE.
IF YOU'RE USING MONEY,
MAYBE YOU COULD DRAW A BILL.
DON'T PUT ON THE REAL THING
'CAUSE YOU MIGHT WANT TO USE
THAT LATER.
UM, AND ALSO-- SO AN INFOGRAPHIC
HAS SYMBOLS, PICTURES,
AND WORDS THAT QUICKLY TELL THE
PERSON WHO IS READING IT
THE FACTS ABOUT WHATEVER TOPIC
YOU'VE CHOSEN.
SO CREDIT CARDS, WHAT ARE THEY?
"PAYMENTS USED--."
SORRY.
"PAYMENT CARDS ISSUED BY A
FINANCIAL INSTITUTION,
"SUCH AS A BANK.
"YOU AGREE TO PAY YOUR BALANCE
BY THE DUE DATE
"OR PAY INTEREST."
AND WE KNOW, WE TALKED ABOUT
THAT WE DON'T LIKE
TO PAY INTEREST.
AND INTERESTING FACT.
I HAVE TWO OF THEM,
SO I WOULD LIKE YOU TO INCLUDE
TWO INTERESTING FACTS.
"THE AVERAGE CANADIAN IS ABOUT
$4,000 BEHIND
"ON THEIR CREDIT CARD PAYMENT."
NOW THAT'S A LOT OF MONEY.
AND IN CANADA, YOU HAVE TO BE 18
YEARS OLD TO OWN A CREDIT CARD.
SO MOST OF YOU STILL HAVE TIME.
THREE ADVANTAGES.
PAY LATER, CONVENIENCE,
AND BUILD YOUR CREDIT.
THREE DISADVANTAGES
THAT I WROTE,
WE ACCRUE INTEREST ON BALANCES
THAT ARE NOT PAID EVERY MONTH.
THERE ARE FEES ASSOCIATED WITH
HAVING A CREDIT CARD.
AND THERE'S ALSO DEBT
THAT WE ACCRUE
WHEN WE DON'T PAY IT OFF
EVERY MONTH.
SO THIS IS WHAT I NEED FROM YOU.
LET'S DO A LITTLE RECAP.
AS YOU'RE CREATING
YOUR INFOGRAPHIC, YOUR TITLE.
ONE PICTURE.
YOU COULD PRINT IT OUT,
YOU COULD DRAW IT.
I GUESS YOU COULD PUT THE REAL
THING ON THERE IF YOU HAD...
IF YOU HAD TO.
TELL ME WHAT IT IS.
GIVE ME TWO INTERESTING FACTS.
GIVE ME THREE ADVANTAGES AND
THREE DISADVANTAGES.
SO AS WE WATCH OUR NEXT EPISODE
OF
LET'S FIND OUT,
THEY'RE GOING TO TALK ABOUT
HOW TO MAKE SURE
THAT YOU HAVE ENOUGH MONEY
TO PAY FOR THE ITEMS YOU NEED.
AFTER THAT, WE'RE GOING TO EVEN
FURTHER CONSOLIDATE
AND REVIEW WHAT WE'VE LEARNED,
SO I'LL MEET YOU BACK HERE
IN A FEW MINUTES.
The show opens with Melissa in the kitchen.
She says MONEY-PALOOZA IS THIS
AWESOME NEW GAME WHERE
YOU RACE TO COUNT MONEY.
I JUST PLAYED RUTH, AND
THINGS GOT A LITTLE CRAZY.
Pictures of her and Ruth with money on their hands appear.
A speech bubble with Shamus' picture reads WELL, I JUST
WON AGAINST MY SIX YEAR OLD
COUSIN SO I FEEL PRETTY
UNSTOPPABLE!
Melissa says OH!
THAT'S
MY
LINE.
As Melissa types in her tablet, speech bubble displays what she says, which reads ARE YOU CHALLENGING ME
TO A GAME OF MONEY-PALOOZA?
Shamus says YES, MY
PLACE RIGHT NOW.
Melissa says THEN I ACCEPT
YOUR CHALLENGE,
AND I WILL
RISE TO IT.
She almost falls off a stool and says OH!
NOT SAFE,
NOT SAFE.
I'M GOING TO BAIL.
I'M JUST GOING TO BAIL.
TO SHAMUS' HOUSE, TO
PLAY MONEY-PALOOZA!
She runs to Shamus' house.
Melissa says HEY, SHAMUS.
Shamus says HEY, MELISSA.
ARE YOU READY
TO SEE WHO HAS
THE BEST
COUNTING SKILLS?
Melissa says YOU BET I AM.
AND WHEN I WANT TO
FIND SOMETHING OUT,
She screams I AM UNSTOPPABLE!
Shamus says RIGHT, OKAY, I'VE
DIVIDED THE MONEY UP.
Melissa says MONEY!
Shamus says NOW, I'LL DRAW THE
FIRST MONEY CHALLENGE.
Melissa says MONEY CHALLENGE.
Shamus turns over a card and says HERE IT IS.
WHOA, WHOA, WHOA.
IT SAYS BIG SCHOOL
PROJECT SUPPLIES.
14.55 DOLLARS.
Melissa says WHOEVER COUNTS THE
MONEY THE FASTEST WINS.
Shamus says READY?
Melissa says SET.
They both say GO!
Melissa says I CAN DO TWO
FIVES, AND I CAN DO...
Shamus says 14.55 DOLLARS!
Melissa says YOU GOT LUCKY THIS
TIME, SHAMUS.
Shamus says IT'S NOT LUCK.
They keep playing.
Shamus says NEXT MONEY
CHALLENGE.
BACK TO SCHOOL CLOTHES.
76 DOLLARS.
GO.
ONE 50, ONE 20,
ONE 5, ONE LOONIE.
GOT IT, 76 DOLLARS.
Melissa screams.
Melissa says I DON'T UNDERSTAND WHY
YOU KEEP BEATING ME!
Shamus says BECAUSE YOU ARE NOT
COUNTING IN ANY ORDER.
TO MAKE 76 DOLLARS, YOU START
OFF WITH A 50 DOLLAR BILL,
THEN WORK YOUR WAY DOWN
TO THE 20 DOLLAR BILL, AND THEN
THE NEXT SMALLEST
BILL IS...
Melissa says THE FIVE.
AND THEN THE SMALLEST
COIN IS THE LOONIE.
76 DOLLARS.
Shamus says YOU GOT IT.
Melissa says OH, WOW.
HEY, THANKS FOR
THE TIPS, SHAMUS.
I THINK MAYBE NOW I HAVE
A CHANCE OF BEATING YOU.
AND THAT CALLS FOR
A VICTORY MOMENT.
They do a victory dance.
Melissa says NOW I KNOW THAT WHEN I'M
COUNTING MONEY, IT IS SO
MUCH EASIER TO START WITH
THE LARGEST BILL AND WORK
YOUR WAY DOWN TO
THE SMALLEST COIN.
I'M A COUNTING MACHINE.
In the kitchen, Melissa says WELL, SHAMUS,
I'M IMPRESSED.
YOU REALLY GAVE ME A
RUN FOR MY MONEY THERE.
SEE WHAT I DID THERE?
RUN, FOR MY MONEY, HA!
Shamus says I THOUGHT I NEEDED
TO PUT MY MONEY
WHERE MY MOUTH IS.
GET IT?
Melissa says YOU MAKE NO
CENTS, SHAMUS.
YASSSS!
Shamus says I'M SO FUNNY.
The episode ends.
Vanessa says HOPE YOU ENJOYED THAT EPISODE.
HOW ARE YOU FEELING?
I KNOW IT'S BEEN A LOT OF
INFORMATION TODAY,
BUT THIS IS VERY IMPORTANT
INFORMATION.
ESPECIALLY AS YOU'RE GROWING UP
AND BECOMING INDEPENDENT,
AND YOU WANT TO MAYBE GO OFF TO
POST-SECONDARY SCHOOL,
FOLLOW YOUR DREAMS.
YOU NEED TO KNOW ALL THE OPTIONS
THAT ARE AVAILABLE TO YOU
IN TERMS OF PAYMENT
AND HOW THEY AFFECT YOUR FUTURE.
SO LET'S TAKE A REVIEW OF WHAT
WE'VE LEARNED TODAY.
WE STARTED OFF BY LOOKING
AT MONEY.
BILLS AND COINS THAT ARE LEGAL
TENDER IN CANADA.
MOST PLACES ACCEPT MONEY,
IT USUALLY COMES WITH NO FEES.
UNFORTUNATELY, IT'S HARD TO
TRACK WHEN WE TAKE IT
OUT OF THE BANK,
IT'S DIFFICULT TO TRACK
EVERY SINGLE THING WE SPEND
OUR MONEY ON,
SO THAT MAKES BUDGETING MORE
DIFFICULT WITH MONEY.
BUT ON THE PLUS SIDE, WE CAN
ONLY SPEND WHAT WE HAVE
SO USUALLY IT CURVES OVER-
SPENDING AND IMPULSE CONTROL.
IT HELPS US WITH THAT.
NEXT...
WE TALKED ABOUT CREDIT CARDS.
SO THESE PLASTIC CARDS
ARE CONNECTED
TO A FINANCIAL INSTITUTION WHO
ALLOWS US TO HAVE CREDIT
AND PUT MONEY ON OUR CREDIT CARD
TO PAY OFF OUR ITEMS,
OUR GOODS AND SERVICES LATER.
SO MAYBE YOU DON'T HAVE THAT
AMOUNT OF MONEY
IN YOUR BANK ACCOUNT RIGHT NOW,
BUT IF YOU USE A CREDIT CARD,
YOU CAN PAY IT OFF LATER.
THE POSITIVES ARE IT'S
CONVENIENT,
IT BUILDS CREDIT FOR FUTURE
BIG PURCHASES,
BUT UNFORTUNATELY, THERE ARE
FEES, INTEREST,
AND YOU CAN ACCRUE A LOT OF DEBT
IF YOU DON'T USE IT RESPONSIBLY.
YOUR MOBILE WALLET.
THIS IS PROBABLY A REALLY COOL
OPTION FOR A LOT OF US,
ESPECIALLY AS A LOT OF US HAVE
OUR OWN DEVICES
THAT WE WOULD LIKE TO USE.
WE CAN PUT OUR-- OUR GIFT CARDS,
OUR DEBIT CARDS,
OUR CREDIT CARDS ALL IN ONE
PLACE FOR SAFE-KEEPING.
WE CAN JUST CARRY OUR
PHONE WITH US
IF WE'RE GOING TO BUY SOMETHING.
IT'S VERY CONVENIENT,
BUT WE HAVE TO MAKE SURE
THAT WE'RE AWARE OF THE FEES,
AND WE HAVE TO MAKE SURE THAT WE
DON'T SHARE OUR PASSWORD
TO GET INTO OUR DEVICES,
AND WE HAVE TO MAKE SURE THAT
OUR PHONE IS ALWAYS CHARGED,
AND WHERE WE'RE GOING,
THEY ACCEPT THE MOBILE DEVICE
AS A FORM OF PAYMENT.
WE ALSO LOOKED AT CHEQUES.
FORMS OF PAPER THAT ARE
CONNECTED TO OUR BANK ACCOUNTS
SO THAT WHEN WE WRITE OUT THE
CHEQUE TO A CERTAIN PERSON
AND THE AMOUNT,
WE CAN CASH THAT...
THAT PERSON CAN CASH THAT AMOUNT
AT THE BANK.
ALSO WE TALKED ABOUT LOVING
RECEIVING CHEQUES
AS A FORM OF A GIFT,
OR IF YOU DO SOME KIND
OF SERVICE FOR SOMEBODY ELSE.
SO AGAIN, IT'S A FORM OF PAYMENT
WHERE WE WRITE THE
PERSON'S NAME,
WE SIGN OFF ON IT,
AND WE WRITE THE AMOUNT OF MONEY
THAT THEY ARE TO BE GIVEN
EXACTLY.
AND THAT MONEY IS DEBITED FROM
OUR CHEQUING ACCOUNT
AT THE BANK.
SO YOU HAVE TO MAKE SURE THAT
YOU HAVE AT LEAST
THAT AMOUNT OF MONEY
IN YOUR BANK
OR YOU WILL ENCOUNTER FEES,
THEY'RE CALLED NSF FEES, BECAUSE
YOU DON'T HAVE ENOUGH FUNDS
TO TAKE THAT MONEY OUT.
THESE ARE ALSO GREAT
FOR KEEPING TRACK
OF EXACTLY HOW MUCH YOU SPEND
EVERY MONTH,
BECAUSE THEY WILL BE POSTED TO
YOUR BANKING ACCOUNT.
HOW DID YOU DO WITH YOUR
INFOGRAPHIC?
I WOULD LOVE TO BE ABLE TO SEE
WHAT YOU CREATED.
TAKING A LOOK,
LET'S REVIEW MINE.
MAKE SURE THAT YOUR CREDIT CARD
HAS THE TITLE,
PICTURES, WHAT IT IS,
TWO INTERESTING FACTS,
SOME THREE ADVANTAGES,
AND THREE DISADVANTAGES.
IT'D BE GREAT IF YOU COULD SHOW
THAT TO MAYBE A SIBLING
OR A FRIEND WHO IS NOT
THAT SURE ABOUT WHAT
YOUR METHOD OF PAYMENT IS YET.
MAYBE YOU COULD TAKE YOUR SKILLS
AND PASS THEM ON
TO THE NEXT PERSON,
AND HELP THEM IN THEIR FINANCIAL
SITUATION.
I HOPE YOU'VE ENJOYED SPENDING
THE LAST 60 MINUTES TOGETHER.
I FEEL LIKE WE'VE EARNED A LOT...
LEARNED A LOT, SORRY,
AND AS YOU SAVE UP, AND YOU
BUILD YOUR CREDIT SCORE MAYBE,
OR YOU LEARN HOW TO USE
A MOBILE WALLET,
MAYBE YOU COULD MAKE
A BIG PURCHASE,
OR YOU COULD MAKE SOMETHING LIKE
A PURCHASE OF THESE
She shows a white high hill shoe.
She continues AND MAKE YOURSELF REALLY,
REALLY HAPPY.
AGAIN, MY NAME IS TEACHER
VANESSA, I'VE HAD THE BEST TIME.
DON'T FORGET YOUR POSITIVE
AFFIRMATIONS EVERY DAY.
KEEP THOSE IN MIND, MAYBE PASS
THAT ON TO A FRIEND AS WELL.
IT'S A GREAT,
GREAT ASSET TO HAVE
AS YOU MOVE FORWARD IN SCHOOL.
SO THANK YOU AGAIN FOR
JOINING ME,
I WISH YOU ALL THE BEST,
AND I'LL SEE YOU AGAIN ON
ANOTHER EPISODE
OF
TVOKIDS POWER HOUR
OF LEARNING.
A final slate reads "TVO Kids would like to thank all the teachers involved in the Power Hour of Learning as they continue to teach the children of Ontario from their homes."
The caption changes to "Copyright 2021. The Ontario Educational Communications Authority."
A Female Announcer says WELCOME TO
TVOKIDS POWER HOUR OF LEARNING!
TODAY'S JUNIOR LESSON:
SHOW ME THE MONEY!
A caption reads "Junior 4-6. Teacher Vanessa." Vanessa is in her mid-thirties, with long wavy brown hair. She wears black-rimmed glasses, a patterned black and white shirt and earphones.
Sitting in a living room, Vanessa says HELLO, STUDENTS! HOW ARE YOU?
WELCOME TO ANOTHER EPISODE
OF
TVOKIDS POWER HOUR
OF LEARNING.
I'M TEACHER VANESSA, AND I'M SO
EXCITED YOU'RE JOINING ME TODAY
FOR 60 MINUTES OF FUN
AND LEARNING.
TO MAKE SURE THAT YOU HAVE
EVERYTHING YOU NEED TO SUCCEED,
I'M GONNA NEED YOU TO FIND SOME
TOOLS TO WRITE WITH
SUCH AS PENS, PENCILS,
AND MARKERS.
SOMETHING TO WRITE ON,
LIKE A PIECE OF BRISTOL BOARD
OR CONSTRUCTION PAPER.
AND SOME CRAFT SUPPLIES.
IF YOU HAVE SOME GLITTER,
GLUE, STICKERS,
ALL OF THAT IS GONNA COME IN
HANDY AS WE WORK ON
A GREAT ACTIVITY TOWARDS THE END
OF THE LESSON.
BUT MOST OF ALL, I'M GONNA NEED
YOU TO COME UP WITH
A POSITIVE MINDSET
JUST BEFORE WE BEGIN.
HOW CAN WE WORK ON THAT?
WELL, WE CAN USE POSITIVE
AFFIRMATIONS
IN OUR DAILY ROUTINE.
SHORT STATEMENTS OR PHRASES
THAT WE SAY OUT LOUD
THAT ALLOW US TO BUILD OUR
SELF-CONFIDENCE
AND KNOW THAT WE ARE EMPOWERED
TO DO WHATEVER
WE PUT OUR MIND TO.
SO IF YOU'RE READY, I NEED YOU
TO REPEAT AFTER ME.
THE FIRST STATEMENT IS
"I KNOW I CAN."
LET ME HEAR YOU.
GREAT JOB.
"I AM A MATH PERSON."
BECAUSE WE ALL ARE.
GOOD. AND FINALLY,
"I AM CAPABLE."
She thumbs up and continues GREAT JOB!
I NEED YOU TO WORK THAT INTO
YOUR MORNING ROUTINE EVERY DAY,
AND SOON ENOUGH, YOU'LL KNOW
THAT YOU ARE ABLE
TO ACHIEVE ANYTHING
YOU PUT YOUR MIND TO.
FOR TODAY, WE'RE GOING TO BE
LEARNING
HOW CAN WE PAY FOR GOODS
AND SERVICES?
I MEAN, IF I WANT TO BUY
A NEW PAIR OF SHOES,
She shows a high hill shoe and says SUCH AS THESE ONES HERE,
DO I ONLY HAVE CASH AS
AN OPTION TO PAY?
WHAT ELSE IS OUT THERE?
WE'RE GONNA FIND OUT.
MORE SPECIFICALLY,
WE'RE GONNA BE LOOKING AT...
CANADIAN TENDER...
BILLS AND COINS.
CREDIT CARDS, AND WHAT IS THAT
INTEREST THEY ALWAYS TALK ABOUT?
She shows cardboards with the concepts mentioned.
She continues WRITING A CHEQUE? I'M SURE
YOU'RE SEEN THESE BEFORE.
AND FINALLY,
WHAT'S IN A MOBILE WALLET?
WHAT CAN I PUT IN THERE?
GIFT CARDS, MY DEBIT CARDS?
LET'S FIND OUT.
BUT BEFORE WE DO, LET'S WATCH AN
EPISODE OF
ODD SQUAD.
TODAY, AGENT OTIS HAS A TASK OF
SPENDING EXACT AMOUNTS OF MONEY
TO MAKE SURE NOISEMAKER MAKES IT
BACK TO HEADQUARTERS.
CAN HE DO IT? LET'S FIND OUT.
I'LL BE HERE WAITING FOR YOU
AFTER THE SHOW. ENJOY.
(music plays)
A TVO Kids and Sinking Ship Entertainment original.
Agent Olympia is around 10, has long straight brown hair in a ponytail and wears red-rimmed glasses, a white shirt, a red tie and a blue blazer with an Odd Squad badge.
She says MY NAME IS AGENT OLYMPIA.
THIS IS MY PARTNER, AGENT OTIS.
Agent Otis is around 11, with short straight blond hair and wears a white shirt, red tie and a blue blazer with an Odd Squad badge.
A picture of a plate appears.
Olympia says THIS IS MY LUNCH AFTER
I ATE IT.
BUT BACK TO OTIS AND ME.
WE WORK FOR AN ORGANIZATION
RUN BY KIDS
THAT INVESTIGATES ANYTHING
STRANGE,
WEIRD, AND ESPECIALLY ODD.
A picture shows people with light bulbs instead of heads.
Olympia says OUR JOB IS TO PUT THINGS
RIGHT AGAIN.
Miss O says HURRY, OLYMPIA!
Olympia says I'M COMING, MS. O!
Clips show Olympia and Otis with their other team members working and training at the organization.
Olympia says WHO DO WE WORK FOR?
WE WORK FOR
ODD SQUAD.
The Odd Squad badge appears with the caption "Created by Tim McKeon and Adam Peltzman."
The name of the episode reads "Otis's Day."
Otis and Olympia follow Miss O down a hallway.
Miss O says TALK TO ME.
Otis says EVERYTHING IS IN PLACE.
I'LL MEET NOISEMAKER IN TOWN.
Olympia says WHILE I STAY BACK HERE
AND PREPARE
THE VILLAIN RELOCATION PACKAGE.
Otis says NOISEMAKER WILL HAVE A
BRAND NEW HOME
AND A BRAND NEW LIFE.
Olympia says AND WE WILL GET INFO ABOUT WHAT
THE OTHER VILLAINS ARE UP TO.
Miss O says I WANT INFO ABOUT WORLD
DESTRUCTION TYPE STUFF.
NOT WHAT KINDS OF SHAMPOO
VILLAINS USE.
Otis says THAT WAS A MISTAKE.
NOISEMAKER UNDERSTANDS THAT NOW.
Miss O says GOOD. IF THIS WORKS, WE'LL KNOW
ALL THE VILLAINS' PLANS,
AND WE'LL BE ABLE TO STOP
ODDNESS BEFORE IT EVEN HAPPENS.
Otis says I'LL MEET NOISEMAKER NOW.
Otis gets into an elevator.
Olympia says BYE.
OKAY.
Miss O says UH, DO YOU KNOW THE WAY BACK
TO THE DESK?
Olympia says I THINK IT'S
THAT WAY?
Miss O says YEAH.
Otis arrives at a park through a magical portal.
Otis says NOISEMAKER?
Noisemaker wears a crown, a patterned cape and an organ suit.
Noisemaker says SHH!
Otis says WHAT ARE YOU DOING?
Noisemaker says IF ANOTHER VILLAIN SEES ME
WORKING WITH ODD SQUAD, IT'S...
He plays a dramatic tune on his organ suit.
Otis says NOT GONNA HAPPEN.
I HAVE EVERYTHING UNDER CONTROL.
FOLLOW ME TO THE TUBES AND WE'LL
GET YOU THAT NEW LIFE.
Noisemaker says AHH, ZEE TUBES!
I ALWAYS WANTED TO GO IN THOSE!
Otis looks around and says HUH?
(nervously)
LITTLE, UH, GLITCH...
Noisemaker says DO YOU NOT KNOW
WHAT YOU'RE DOING?
Otis says PFFT, OF COURSE I KNOW.
JUST... EXCUSE ME ONE MINUTE.
He calls Olympia.
Olympia says EVERYBODY GOOD?
Agent 1 says HAPPY TIME!
Oksana says I'M GOOD.
OG says I'M NOT.
Olympia says WHOOPS, PARTNER CALLING.
HEY, OTIS.
Otis says OLYMPIA, THE TUBES AREN'T
WORKING!
Olympia says WHAT DO YOU MEAN SOMETHING IS
WRONG WITH THE TUBES?
Otis says THEY'RE JUST NOT WORKING!
Olympia says I'LL TALK TO O'MALLEY.
Otis says OKAY, OKAY. THANKS, PARTNER.
SHE'S JUST, UH,
CHECKING ON SOMETHING.
Noisemaker says GREAT, SO NOW I HAVE TO BE
OUT HERE LONGER?
(breathing rapidly)
WHERE IS MY HARMONICA?
(harmonica bellowing)
He plays the harmonica.
Olympia says WE WEREN'T WORKING HERE
TWO YEARS AGO!
O'Malley says WELL, THAT EXPLAINS IT.
On the phone, Olympia says O'MALLEY SAYS THERE'S
NOTHING HE CAN DO.
YOU'RE GONNA HAVE TO USE
THE EMERGENCY ROPE LADDER.
Otis says BUT THAT'S ON THE OTHER
SIDE OF TOWN!
Olympia says SORRY, PARTNER.
Otis says OKAY, OKAY, I'LL GET TO IT.
Olympia says GOOD LUCK.
Noisemaker says WE HAVE TO WALK ACROSS TOWN?
NO, NO. I WILL STAY A VILLAIN.
Otis says NO, NO, NO, I KNOW A FUN
AND FAST WAY OF GETTING THERE.
(braying)
Noisemaker and Otis run towards a bus.
Noisemaker says HOW IS 'ZIS BETTER THAN TUBES?
Otis says BECAUSE, UH, YOU CAN SIT DOWN
INSTEAD OF ALL SCRUNCHED UP.
SO UNCOMFORTABLE!
ODD SQUAD OFFICIAL BUSINESS.
With a moustache and a hat, The Driver says WHOA! ODD SQUAD!
WHAT AN HONOUR! YOU KNOW,
YOU GUYS ARE LIKE, MY FAVOURITE
MYSTERY SOLVING TEAM EVER.
Otis says THANK YOU!
The Driver says WHOA! YOU STILL GOTTA PAY.
Noisemaker says DO YOU ACCEPT FLUTES?
The Driver says ONE DOLLAR. CASH.
Otis says IT'S OKAY, I HAVE CHANGE.
He checks a note about coins.
He says WE NEED 100 CENTS TO MAKE
A DOLLAR.
OKAY, THIS WILL BE EASY.
THE BIGGEST COIN IS WORTH
25 CENTS.
THE SMALLEST COIN IS WORTH
TEN CENTS.
AND THAT COIN IS WORTH
FIVE CENTS.
Noisemaker says UH, WHAT ARE YOU DOING?
Otis says I LIKE TO TALK THROUGH HOW MUCH
EACH COIN IS WORTH
BEFORE I MAKE CHANGE.
Noisemaker says ZAT TAKES SO MUCH TIME.
PLEASE, GET ON WITH
ZEE PAYING.
Otis says THIS COIN IS WORTH 25 CENTS.
SO THAT'S 25, 50, 75,
100 CENTS EQUALS ONE DOLLAR.
SEE? LOOK AT THIS!
WE GOT A NICE WINDOW SEAT.
Noisemaker says IT'S A VILLAIN! GET DOWN!
Mister Lightning gets into the bus. He has short black hair and wears a yellow T-shirt under a black leather jacket and a shiny lightning necklace.
Mister Lightning says BEHOLD! IT IS I!
MR. LIGHTNING.
HERE TO GET A RIDE TO THE MALL.
The Driver says MR. LIGHTNING! WHAT AN HONOUR.
YOU KNOW, YOU'RE LIKE,
MY FAVOURITE VILLAIN EVER.
Mister Lightning says THANK YOU.
The Driver says WHOA! STILL GOTTA PAY.
Mister Lightning says COME ON!
WHY YOU GOTTA BE LIKE THAT?!
The Driver says I KNOW.
(rattling)
Mister Lightning says WHAT'S THAT NOISE?
Otis whispers STOP SHAKING!
Noisemaker whispers I CAN'T! I'M TERRIFIED!
Otis whispers WE GOTTA GET OUT OF HERE.
Mister Lightning says I DON'T HAVE MONEY,
BUT I DO HAVE SOME LIGHTNING.
POW!
Mister Lightning shoots a lightning.
The Driver says WHOA! THAT WAS THUNDER AND
LIGHTNING!
Mister Lightning says WELL, MY FULL NAME IS
MR. THUNDER AND LIGHTNING,
BUT I SHORTENED IT TO JUST
MR. LIGHTNING.
Noisemaker and Otis run away.
Noisemaker says THAT-- THAT'S IT!
NO MORE DEAL. I'M LEAVING.
Otis says PLEASE, WE NEED THAT
INFORMATION.
AND WHAT ARE THE CHANCES
WE'LL RUN INTO ANOTHER VILLAIN.
(groaning)
Noisemaker says EXTREMELY GOOD!
Evil Teddy talks on the phone. She has black hair and wears a long fur coat and black gloves.
Teddy says NOPE, IT IS EVIL TEDDY WITH A Y.
Noisemaker and Otis get into a cafeteria.
Otis says IN HERE!
Teddy says IT SHOULD READ
"HAPPY BIRTHDAY, EVIL TEDDY."
NO-- OF COURSE I'M BUYING
MY OWN CAKE!
ALL MY FRIENDS ARE VILLAINS,
THEY'RE NOT GONNA PAY FOR IT.
The waitress says HI, YES, TABLE FOR TWO?
Otis says OH, UM, NO THANK YOU.
WE'RE JUST HIDING.
The waitress says HIDING IS FOR
PAYING CUSTOMERS ONLY.
Otis says UH, BOOTH IN THE BACK, PLEASE.
The waitress says RIGHT THIS WAY.
Noisemaker says OOF! I'M GLAD WE STOPPED TO EAT.
I THINK I WAS GETTING GRUMPY.
Otis says EVIL TEDDY'S GONE, LET'S PAY THE
BILL AND GET OUT OF HERE.
Noisemaker says TOO LATE! I ALREADY PAID.
IT WAS A PLEASURE TO DINE
WITH YOU.
The waiter says HI, WE DON'T ACCEPT DRUMS.
Noisemaker says AWW.
Otis says I'LL PAY.
21 DOLLARS.
HERE'S A 20 DOLLAR BILL,
AND I OWE YOU ONE MORE DOLLAR.
I THINK I HAVE ONE DOLLAR
IN CHANGE.
Noisemaker says OH NO! IT'S ANOTHER VILLAIN.
LADY BREAD.
HURRY UP WITH ZEE CHANGE MAKING!
Lady Bread walks in. She has a tall blond wig and wears a golden and red Victorian dress. She has loaves of bread instead of hands.
The waitress says OH, EXCUSE ME, NO.
THERE IS NO OUTSIDE FOOD.
Lady Bread says THESE ARE MY HANDS.
Otis says I HAVE A BUNCH OF 10 CENT COINS.
THOSE ARE WORTH 10 CENTS EACH.
COUNTING BY TENS,
THAT'S 10, 20, 30, 40,
50, 60, 70,
80, 90.
100 CENTS IS ONE DOLLAR.
Lady Bread says NOISEMAKER.
Otis says UH...
Lady Bread says WHY ARE YOU HERE WITH ODD SQUAD?
YOU'RE NOT ENTERING THE VILLAIN
PROTECTION PROGRAM, ARE YOU?
Noisemaker says PFFT! NO!
(stammering)
I'M WITH ODD SQUAD BECAUSE...
BECAUSE...
Otis says BECAUSE I CAUGHT HIM MAKING
LOUD NOISES.
Noisemaker says YES, SO LOUD.
(harmonica blaring)
Lady Bread says BUT HOW IS THAT ODD?
Otis says BECAUSE IT WAS...
Noisemaker says AT THE LIBRARY. HMM?
Otis whispers DURING QUIET TIME.
Noisemaker says AND I PUT FOOD ON MY HEAD!
LIKE 'ZIS.
Otis says OH BOY! HE DID IT AGAIN.
NOW HE'S IN DOUBLE TROUBLE.
LET'S GO.
OH, EXCUSE ME.
Otis takes Noisemaker outside.
Noisemaker says ZAT WAS MAGNIFICENT!
Otis says I KNOW, CLOSE ONE.
Noisemaker says MAKING UP 'ZAT STORY WAS LIKE
GREAT JAZZ.
YOU PLAY ONE NOTE,
BOOP-BOO-A-LOO!
I PLAY ZEE OTHER!
BOW-DOO-DEE!
Otis says OKAY, THE IMPORTANT THING IS
SHE DOESN'T KNOW
YOU'RE WORKING WITH US.
Noisemaker says YEAH.
Lady Bread and says BUT NOW I DO.
Teddy and Mister Lightning appear.
Teddy says AND SO DO WE.
Noisemaker says OH...
(whimpering)
At headquarters, O'Malley says I HAVE AN UNDERWATER SHACK.
THERE'S FISH. I CAN'T GUARANTEE
THEY'LL BE THERE.
Olympia says YOU KNOW WHAT?
OTIS IS WITH NOISEMAKER NOW.
ONE SEC.
She calls Otis and says OTIS, HEY. WHAT KIND OF HOUSE
DOES NOISEMAKER WANT?
Otis and Noisemaker are escaping from the villains.
Otis says WHAT?!
(loud booming)
(muffled voice on phone)
Olympia says OH, HE CAN HAVE A HOUSEBOAT!
Otis says SORRY, PARTNER,
IT'S A LITTLE CRAZY!
WE CAN TALK ABOUT THIS LATER!
AUGH!
(shouting)
(rattling, beeping)
IN HERE!
Otis and Noisemaker hide in a street stand.
A shopkeeper says HEY, GUYS, HIDING IS FOR...
Otis says PAYING CUSTOMERS ONLY.
Noisemaker says WAIT, DO YOU SELL BIKES?
The shopkeeper says I RENT BIKES.
Noisemaker says OTIS, WE CAN RENT THESE
AND GET TO YOUR EMERGENCY
LADDER FASTER!
The shopkeeper says IT'S 50 CENTS EACH,
SO ONE DOLLAR ALL TOGETHER.
Otis says AW, I DON'T HAVE FOUR 25 COINS
OR TEN 10 CENT COINS
TO MAKE A DOLLAR.
Noisemaker says YOU CAN COMBINE COINS
TO MAKE A DOLLAR,
IT DOESN'T HAVE TO BE
ALL ZEE SAME KIND.
Otis says RIGHT.
I HAVE TWO 25 CENT COINS,
SO THAT'S 50 CENTS.
AND I HAVE THREE 10 CENT COINS,
SO STARTING AT 50,
THAT'S 60, 70, 80 CENTS.
Noisemaker says AND YOU HAVE THREE 5 CENT COINS.
THOSE ARE WORTH FIVE CENTS EACH,
SO YOU CAN COUNT BY FIVES.
85, 90, 95 CENTS.
OH, THAT IS FUN.
Otis says BUT I NEED 100 CENTS TO MAKE
A DOLLAR.
I'M 5 CENTS SHORT.
The shopkeeper says I ALSO ACCEPT INSTRUMENTS.
Noisemaker says FINALLY! HAH-HAH!
The shopkeeper says LET'S DO IT.
Noisemaker says A PATRON OF ZEE ARTS.
The shopkeeper says I AM.
Noisemaker and Otis ride a tandem bicycle.
Noisemaker sings I CAN'T AFFORD A CARRIAGE
BUT YOU'LL LOOK SWEET
UPON THE SEAT
OF A BICYCLE BUILT FOR TWO
HAH.
Otis says LAKE!
Noisemaker says I KNOW, MY SINGING IS GREAT!
Otis says NO, YOU'RE HEADED FOR A LAKE!
(splashing)
Miss O says OG, JUST BECAUSE IT'S YOUR ROOM
DOESN'T MEAN YOU HAVE TO
STAY IN IT.
OG says OH, OKAY.
Og leaves. He turns, and goes back.
OG says I MISSED IT.
Tired and dirty, Otis runs towards Olympia.
Otis says PARTNER!
Olympia and Otis say YOU WOULD NOT BELIEVE
THE DAY I'VE HAD.
Noisemaker says ME TOO!
Miss O says ALL RIGHT, NOISEMAKER,
TELL US WHAT YOU KNOW
ABOUT THE OTHER VILLAINS.
Noisemaker says NEVER!
Otis says BUT WE JUST WENT THROUGH ALL
THAT TO GET YOU HERE!
Noisemaker says AND IT MADE ME REALIZE,
IF I GO INTO THE VILLAIN
PROTECTION PROGRAM,
I'LL LOSE A FRIEND.
Miss O and Olympia say WHAT?
Noisemaker says DEAR, DEAR OTIS.
I HAD SO MUCH FUN
WITH YOU TODAY.
Otis says NO!
Noisemaker says AH, EATING MEALS, SINGING,
AND RIDING A BIKE.
Otis says THAT'S NOT FUN!
Noisemaker says WE GET ALONG SO WELL!
I WOULDN'T WANT TO NEVER
SEE YOU AGAIN!
Otis says BUT THE OTHER VILLAINS, NOW THEY
KNOW YOU'RE WORKING WITH US.
Noisemaker says I'LL MAKE UP A FUN STORY
LIKE WE DID AT LUNCH.
THAT WAS HILARIOUS!
Otis says NO IT WASN'T!
Noisemaker says I'M GOING TO CAUSE YOU
SO MUCH ODDNESS.
SEE YOU LATER, PAL!
Otis says DON'T DO THAT!
Noisemaker chuckles and leaves.
Miss O says AT LEAST YOUR PEOPLE SKILLS ARE
GETTING BETTER.
O'Malley shows them a picture and says AGAINST MY BEST JUDGEMENT,
I FOUND THIS MANSION
FOR YOUR VILLAIN TO LIVE IN.
Olympia says IT'S TOO LATE.
Miss O says YOU TWO HAVE BEEN THROUGH
A LOT TODAY.
WHY DON'T YOU RELAX HERE
FOR A BIT?
Olympia says OH!
Otis says THANKS, MS. O.
BUT THIS IS HUGE.
WE SHOULD SHARE WITH OTHER
AGENTS.
Olympia yells NO!
An animated spinning structure reads "Welcome to headquarters. Miss O's Office."
A girl around 12 years old appears in Miss O's office. She has long black hair and wears a gray T-shirt and a purple headband.
The Assistant says HI, I'M ONE OF MS. O'S
ASSISTANTS.
I GET HERE EARLY IN THE MORNING
TO MAKE SURE EVERYTHING
IS WORKING.
LIKE HER ELECTRONICS. ON!
IT'S GOOD TO GO!
A funny painting appears on the wall.
She says I ALSO TEST THE CARPET.
NICE AND SQUISHY.
I TEST HER PHONE.
HI, I'D LIKE TO ORDER A PIZZA.
NO, NOT A REAL PIZZA.
I'M JUST TESTING THE PHONE!
MS. O GETS A LOT OF REPORTS
ABOUT ODD PROBLEMS IN TOWN,
AND SHE LIKES THEM ORGANIZED BY
THEIR OPERATION SYMBOL.
ADDITION, SUBTRACTION,
MULTIPLICATION, AND EQUALS.
LET ME SHOW YOU HOW THIS WORKS.
THIS CASE IS ABOUT A GUY
WHO HAS FIVE ARMS.
UGH! EW.
I KNOW WHAT YOU'RE THINKING.
HE STARTED WITH TWO ARMS
AND NOW HE HAS FIVE,
SO THE SOLUTION
IS TO TAKE AWAY THREE ARMS.
"TAKE AWAY" IS ANOTHER WAY OF
SAYING SUBTRACTION.
SO THE CASE SHOULD GO
IN THIS BOX.
SO THAT'S WHAT I DO.
AND WHEN I'M ALL DONE, I LIKE TO
GIVE MYSELF A LITTLE TREAT.
I'D LIKE TO ORDER A PIZZA.
NO, THIS ISN'T A TEST,
THIS IS FOR REAL.
I'LL HAVE A LARGE PEPPERONI.
She winks an eye.
A woman picks up toys and opens a box. A blue jelly substance swirls inside.
In off, Miss O says HAS THIS EVER
HAPPENED TO YOU?
A woman says OH MAN. BLOBS AGAIN?
Miss O says YOU'VE TRIED CLEANING IT OUT.
The blue jelly substance explodes covering the woman's face.
Miss O says YOU'VE TRIED TALKING IT OUT.
The woman says YOU GET OUT OF THERE RIGHT NOW,
MISTER!
Miss O says YOU'VE EVEN TRIED
DANCING IT OUT.
The woman says HOW ABOUT THIS, BLOB?
HUH? YOU LIKE THIS?
Miss O says NOTHING IS WORKING,
AND YOU'VE HAD ENOUGH.
The woman says NOTHING IS WORKING AND
I'VE HAD ENOUGH!
In her office, Miss O says YOU NEED TO CALL THE
PROFESSIONALS.
ODD SQUAD.
JOIN ODD SQUAD AT TVOKIDS.COM.
Music plays as the end credits roll.
Now, Vanessa stands next to a board with an advantages and disadvantages table.
Holding a cardboard with bills, Vanessa says SO LET'S TAKE A LOOK AT MONEY.
I'M SURE EVERYONE HAS
SEEN MONEY,
ESPECIALLY OUR CANADIAN TENDER.
THAT INCLUDES THE 100,
50, 20, 10, AND 5 DOLLAR BILLS.
IN TERMS OF COINS,
WE HAVE THE TOONIE, THE LOONIE,
THE QUARTER, THE NICKEL,
AND THE DIME.
SO WHEN CAN WE USE THIS MONEY,
AND WHAT ARE SOME ADVANTAGES AND
DISADVANTAGES OF MONEY?
WELL, FIRST OF ALL, WE CAN USE
MONEY TO AVOID FEES.
A LOT OF OTHER METHODS
OF PAYMENT
HAVE A FEE ATTACHED TO IT,
SUCH AS A CREDIT CARD,
AND EVEN A DEBIT CARD.
BUT WITH CASH, USUALLY WHEN YOU
TAKE IT OUT OF THE BANK,
THERE ARE NO FEES ATTACHED.
NEXT, IT HELPS AVOID
OR REDUCE DEBT.
WHAT DOES THAT MEAN?
WELL, IF YOU ONLY HAVE
A 10 DOLLAR BILL TO BRING
TO YOUR FAVOURITE CANDY STORE,
AND YOUR BILL IS OVER 10 DOLLAR,
LET'S SAY, 15,
YOU DON'T HAVE ENOUGH TO BUY
EXACTLY WHAT YOU WANT,
SO ALL YOU CAN SPEND IS
WHAT YOU HAVE.
SO CASH ALLOWS US TO
REDUCE ANY DEBT
THAT WE MIGHT HAVE INCURRED
LIKEWISE, IT HELPS US FROM
OVERSPENDING.
AND IT CURBS OUR IMPULSE
SPENDING AS WELL.
SO IF YOU'RE WALKING UP TO
THE CASH REGISTER
TO PAY FOR SOMETHING,
AND YOU SEE THAT NEW, UH,
GAME THAT YOU COULD USE
FOR YOUR CONSOLE,
IF YOU DON'T HAVE ENOUGH
MONEY TO BUY IT,
UNFORTUNATELY, YOU CAN'T.
BUT THE BEST PART OF THAT IS YOU
CAN'T SPEND MONEY YOU DON'T HAVE
SO YOU DON'T GO IN DEBT.
SO THAT'S WHY MONEY IS SUCH
A GREAT OPTION.
IT ALSO PROTECTS YOUR CREDIT
AND YOUR IDENTITY.
WHAT DOES THAT MEAN?
WELL, IT MEANS THAT NOBODY
CAN GO ONLINE
AND USE MONEY TO LOOK AT
PERSONAL INFORMATION YOU HAVE.
YOU DON'T NEED A PASSWORD TO USE
IT, AND IT'S READILY AVAILABLE.
MOST PLACES WILL ACCEPT CASH.
OR THAT INCLUDES BILLS
AND COINS.
BUT WHAT ARE SOME DISADVANTAGES
OF MONEY?
WELL, IT LIMITS WHERE
YOU CAN SHOP.
IF YOU KNOW ONLINE SHOPPING,
YOU KNOW THAT YOU CAN'T PAY WITH
CASH FOR ANY ITEM.
YOU HAVE TO EITHER USE A CREDIT
CARD OR SOMETHING
FROM YOUR MOBILE WALLET,
LIKE A GIFT CARD
OR EVEN YOUR DEBIT CARD.
BUT UNFORTUNATELY, WITH CASH,
A LOT OF PLACES ONLINE,
IT IS NOT ACCEPTED.
IT'S ALSO HARDER TO TRACK
YOUR SPENDING,
SO WHEN YOU GO TO YOUR ACCOUNT
AND YOU TAKE OUT 100 DOLLARS,
MOST PEOPLE DON'T KEEP
A BALANCE...
A CHECK OF WHAT THEY'VE SPENT
EVERY SINGLE PENNY ON.
SO UNFORTUNATELY, WHEN YOU TAKE
OUT YOUR MONEY,
IT'S HARDER TO TRACK WHERE
YOU SPEND IT ON.
IT CAN BE EASILY LOST OR STOLEN
SO YOU HAVE TO TAKE REALLY GOOD
CARE OF YOUR MONEY.
YOU CAN'T LEAVE IT IN THE OPEN,
YOU CAN'T LEAVE IT IN AN
UNATTENDED LOCKER.
YOU HAVE TO MAKE SURE THAT YOU
TAKE CARE OF IT
BECAUSE ONCE IT'S LOST,
IT'S VERY HARD TO TRACK.
UNFORTUNATELY NOW
IN OUR CURRENT TIMES,
SOME PLACES AREN'T ACCEPTING
MONEY DUE TO COVID RESTRICTIONS.
JUST BECAUSE OF THE AMOUNT OF
HANDLING BETWEEN PEOPLE
AND THE GERMS THAT COULD BE
ON THE BILLS,
SO MAKE SURE BEFORE YOU GO TO
YOUR FAVOURITE STORE
TO BUY WHAT YOU'RE LOOKING FOR
THAT THEY'RE ACCEPTING CASH.
NEXT, LET'S TAKE A LOOK
AT THE PROS AND CONS
OF CREDIT CARDS.
I'M SURE YOU'VE SEEN THESE,
I'M SURE YOU'VE SEEN A PARENT
OR A GUARDIAN GO UP TO
A CASH REGISTER
AND SIMPLY SWIPE THEIR CARD,
AND THEY'RE GOOD TO GO.
BUT WHAT IS THAT CONNECTED TO
AND HOW DOES IT WORK?
LET'S LOOK AT SOME ADVANTAGES
OF CREDIT CARDS.
THEY'RE GREAT FOR CREDIT
BUILDING.
WHAT DOES THAT MEAN?
WELL, AS YOU GET OLDER,
YOU'RE GOING TO NEED TO
BUILD YOUR CREDIT,
FOR THINGS LIKE YOUR MORTGAGE
IF YOU WANT TO BUY A HOUSE,
A CAR PAYMENT,
IF YOU WANT TO GO
TO POST-SECONDARY SCHOOL
AND NEED A LOAN, IF YOU WANT
TO START A BUSINESS OF YOUR OWN
AND YOU HAVE BIG AMBITIONS,
YOU'RE GONNA NEED
TO BUILD CREDIT TO GET A LOAN
FROM THE BANK.
THE MORE CREDIT YOU HAVE,
USUALLY THE MORE MONEY
THE BANK WILL LEND YOU.
THE CONVENIENCE OF IT ALL,
HOW EASY IS IT
TO JUST GO UP TO THE CASHIER AND
SIMPLY TAP YOUR CARD
AND YOU'RE ON YOUR WAY.
THERE'S NO FUMBLING AROUND
IN YOUR WALLET
FOR THE EXACT CHANGE.
THERE'S NO TAKING TIME TO WRITE
DOWN NUMBERS
AND WHO THE MONEY IS MADE OUT TO
IN TERMS OF A CHEQUE.
SO THERE'S THAT POSITIVE
FEATURE TO IT.
A green rectangle highlights a list of advantages on a sheet of paper.
She continues REWARDS. A LOT OF CREDIT CARDS
HAVE REWARDS ATTACHED TO THEM.
WHAT DOES THAT MEAN?
WELL, FOR EVERY DOLLAR THAT YOU
MIGHT SPEND SOMEWHERE,
THEY CAN GIVE YOU POINTS
TOWARDS TRAVEL,
TOWARDS YOUR GROCERIES,
TOWARDS YOUR FAVOURITE STORE,
MAYBE TOWARD YOUR FAVOURITE
GIFT CARD
IF THEY'RE OFFERING THAT.
SO THERE ARE REWARDS IN TERMS OF
POINTS THAT YOU CAN GET
WHEN YOU USE YOUR CREDIT CARD.
IT GIVES YOU THE OPTION
TO PAY LATER.
SO LET'S SAY, SOMETHING THAT YOU
REALLY, REALLY NEED,
LIKE YOUR COMPUTER BROKE DOWN,
BUT NOW THAT WE'RE ONLINE
LEARNING, YOU NEED ONE!
YOU'RE GONNA NEED A NEW ONE TO
BE ABLE TO GO TO SCHOOL.
BUT YOU DON'T HAVE ENOUGH MONEY
IN YOUR BANK ACCOUNT RIGHT NOW
OR YOU DON'T HAVE ENOUGH
CASH ON HAND.
WELL, A CREDIT CARD AFFORDS YOU
THE ABILITY
TO BUY NOW AND PAY LATER.
THERE'S ALSO THEFT PROTECTION.
WELL, WHAT DOES THAT MEAN?
LET'S SAY SOMEONE STEALS
YOUR CREDIT CARD
OR IT GETS LOST OR MISPLACED.
YOU HAVE THE ABILITY TO CALL
THE CREDIT CARD COMPANY
AND SAY "HEY, MY CARD WAS LOST
OR STOLEN,"
AND THEY CAN CANCEL IT
IMMEDIATELY.
AND ANY OTHER CHARGES THAT HAVE
BEEN PUT ON THERE
THAT YOU DIDN'T DO CAN BE
REVERSED
SO YOU'RE NOT RESPONSIBLE
FOR THAT.
SO THEY HAVE THAT BUILT-IN
PROTECTION.
AND FINALLY AT THE END OF THE
MONTH, YOU GET YOUR BILL,
WHICH IS NOT ALWAYS
SOMETHING GREAT,
BUT AT LEAST
IT ALLOWS YOU TO SEE
WHERE YOU SPENT YOUR MONEY
IN THE PAST MONTH.
SO USUALLY ON EVERY CREDIT CARD
BILL YOU'LL GET,
THERE WILL BE LINES WITH EVERY
PURCHASE THAT YOU HAVE MADE.
SO THAT'S AWESOME TO SEE WHERE
YOU'RE SPENDING YOUR MONEY
AND HOW THAT CAN AFFECT YOUR
BUDGET GOING FORWARD.
A red rectangle highlights a list of disadvantages on a sheet of paper.
She continues WELL, WHAT ARE SOME
DISADVANTAGES TO CREDIT CARDS?
WELL, THEY CAN LEAD TO
OVERSPENDING.
IT'S SO EASY TO JUST TAP YOUR
CARD AND BE ON YOUR WAY.
YOU DON'T REALLY THINK OF ANY
MONEY BEING EXCHANGED
IN THE PROCESS.
UNFORTUNATELY, THAT CONVENIENCE
MAKES IT EASY TO OVERBUY.
MAYBE THINGS THAT YOU JUST WANT
BUT DON'T NEED.
THAT ALSO LEADS TO DEBT.
BECAUSE YOU DON'T HAVE THE MONEY
TO BUY THAT RIGHT NOW,
YOU'RE GONNA HAVE TO PAY
FOR IT LATER.
AND THE POINT OF INTEREST, WHEN
THEY SAY YOU CAN PAY LATER,
UNFORTUNATELY THEY'RE CAUSING...
THEY'RE CHARGING YOU
SOMETIMES 20 percent AND ABOVE
TO PAY WHAT YOU PAID,
JUST THAT ORIGINAL AMOUNT ON,
SO INSTEAD OF PAYING MAYBE 20 DOLLARS
FOR THAT NEW SHIRT,
MAYBE YOU'RE GONNA END UP PAYING
25 TO 30
WHEN THE INTEREST IS ACCRUED.
NOW DON'T FORGET,
THAT ONLY HAPPENS WHEN
YOU DON'T PAY YOUR BILL OFF AT
THE END OF THE MONTH.
MOST CREDIT CARDS ALSO
HAVE FEES.
WHAT ARE THEY? SO USUALLY THEY
CHARGE YOU A FEE
OF 50 TO 100 DOLLARS OR MORE
TO HAVE THAT CREDIT CARD.
THIS ALLOWS YOU TO HAVE REWARDS,
AS WE TALKED ABOUT
IN OUR ADVANTAGES.
SO YOU HAVE TO MAKE SURE
THAT WHEN YOU SIGN UP
FOR A CREDIT CARD,
YOU CHECK OUT THE FEES,
TO SEE WHAT IS INCLUDED ON
A YEARLY BASIS.
WE TALKED ABOUT THIS BEFORE,
FRAUD.
UNFORTUNATELY, CREDIT CARDS
ARE EASILY STOLEN,
SO WHEN YOU HAVE A PIN FOR
YOUR CREDIT CARD,
YOU NEVER WANT TO SHARE IT,
RIGHT?
YOU KEEP THAT IN A PRIVATE SPOT,
AND THAT'S JUST FOR YOU.
UNFORTUNATELY, THERE ARE TIMES
WHEN OUR CREDIT CARD
GETS COMPROMISED, AND PEOPLE PUT
CHARGES ON THERE
THAT YOU HAVEN'T...
YOU HAVEN'T DONE YOURSELF.
IN THAT CASE, AGAIN, WE SAID YOU
CALL THE CREDIT CARD COMPANY,
AND THOSE CHARGES CAN BE
LOOKED AT
AND AN INVESTIGATION
CAN BE MADE.
ALSO CREDIT SCORE ISSUES.
SOMETIMES IF YOU'RE OVERSPENDING
AND YOU GET INTO THE CYCLE OF
DEBT AND INTEREST,
WE CAN HAVE ISSUES WITH OUR
CREDIT SCORE.
AND THIS AFFECTS US LATER ON,
ESPECIALLY IF WE GO
TO BUY A HOUSE, ASK FOR A LOAN,
OR ASK FOR A BUSINESS OR CAR.
IF WE HAVE ISSUES ON OUR CREDIT,
WE'RE LESS LIKELY TO GET
APPROVED FOR THINGS
THAT WE NEED LATER ON,
ESPECIALLY AS WE'RE GROWING UP
AND GETTING INTO ADULTHOOD.
SO NOW THAT WE'VE LOOKED AT
MONEY AND CREDIT CARDS
AND THEIR ADVANTAGES AND
DISADVANTAGES,
I HOPE YOU FEEL A LITTLE BIT
MORE CONFIDENT
IN KNOWING WHEN TO USE THEM
AND HOW TO USE THEM.
NOW IT'S TIME TO WATCH AN
EPISODE OF
TUMBLE TOWN TALES,
WHERE TUMBLEWEED IS LEARNING
THE DIFFERENCE
BETWEEN SAVING AND BORROWING.
LET'S SEE HOW HE DOES. I'LL MEET
YOU HERE AFTER THE EPISODE.
A pruple slate appears. Tumbleweed pops on the screen, he's a brown hamster.
The screen reads "Tumbleweed presents."
Tumbleweed says TUMBLEWEED PRESENTS...
TUMBLETOWN TALES!
The last S turns into a green dollar sign as he says CHA-CHING!
Tumbleweed and Twiggy play a video game. Twiggy is a large white and brown hamster.
Tumbleweed says I AM NEVER DEFEATED, PICKING THE
SPECS ON THE RIGHT CARD.
OKAY, THIS ONE. THIS ONE.
Twiggy says BRING IT.
Tumbleweed says OH, HERE WE GO! GOPHER!
Twiggy says I ROCK AT BUMPER CARS!
Tumbleweed says YOU WISH!
I'VE GOT GAME FOR DAYS?
Twiggy says OH YEAH?
Tumbleweed says THIS CONTROLLER IS DELICIOUS!
Twiggy says OH YEAH? WATCH THIS!
Tumbleweed says I'M GOING TO SWITCH EVENTS NOW.
Twiggy says YOU CAN'T!
THE ROUND'S NOT OVER!
WHAT HAPPENED?
Tumbleweed says OH, IT'S BROKEN.
Twiggy says I WAS TOTALLY IN THE LEAD.
Tumbleweed says LET ME SEE YOUR CONTROLLER FOR
A SECOND AND GET...
Twiggy says HEY!
Tumbleweed says YUM, YUM, YUM, YUM.
MMM. MAYBE THEY CAN FIX IT
AT THE STORE.
They drive a car and sing GOING
TO THE STORE AND
WE'RE GOING TO FIX IT
Chinchilla says CHINCHILLA!
The shopkeeper says OH NO! WE DON'T FIX THE SPEED
STATION 4000.
Tumbleweed says AWW!
The shopkeeper says BUT I CAN SELL YOU THE ALL NEW
SPEED STATION 5000!
IT'S GOT ALL NEW GRAPHICS,
HD, HDMI,
3D, 5.1, LOL, AND THE BOX?
REALLY TASTY.
Tumbleweed says WOW! THAT SOUNDS AMAZING!
WHAT? 200 DOLLARS?!
I DON'T HAVE THAT KIND OF MONEY.
Twiggy says ME NEITHER.
The shopkeeper says YOU CAN TAKE IT HOME RIGHT NOW
IF YOU HAVE A CREDIT CARD.
Tumbleweed says I DON'T KNOW ABOUT THAT.
The shopkeeper says IT'S EASY.
JUST LET ME SWIPE YOUR CARD.
AND INSTEAD OF PAYING ME NOW,
YOU'LL PAY ME LATER.
JUST A LITTLE BIT EACH MONTH.
Twiggy says REALLY?
The shopkeeper says AND YOU CAN TAKE IT HOME
RIGHT NOW.
Twiggy says I'M SOLD. HERE'S MY CARD.
Tumbleweed says I DON'T KNOW, I THINK I'M GONNA
SAVE UP A LITTLE BIT.
Twiggy says YOU SHOULD GET IT RIGHT NOW.
YOU SHOULD GET IT.
Tumbleweed says NO, DON'T!
GET OUT OF MY BUSINESS.
GET OUT OF MY
BUSINESS.
Twiggy says OH.
Back in the car, Twiggy sings I PAID WITH A CREDIT CARD
Tumbleweed sings I'M GOING TO SAVE UP
FOR IT
Twiggy sings BUT I WANT IT NOW
Tumbleweed sings I DEFERRED MY PURCHASE
Twiggy sings I WANT IT NOW
Tumbleweed sings I WILL NOT BUY IT
BECAUSE I'M WAITING.
Now, they chat in a basement.
Tumbleweed says HEY, THIS IS A NICE GAME ROOM.
Twiggy says YEAH, YEAH, YEAH, WHATEVER.
IT'S GAME TIME!
HI-YAH!
Tumbleweed says TAKE THAT!
Twiggy says I'M RIGHT BEHIND YOU!
Next, Tumbleweed drives his car.
Tumbleweed says THAT WAS AWESOME.
I'D BETTER SAVE MY MONEY
SO I CAN BUY
THE SPEED STATION 5000, TOO.
Gas Station Clerk says DO YOU WANT A CAR WASH
WITH THAT?
Tumbleweed says UH, NO THANKS,
I'M SAVING MY MONEY
TO BUY A SPEED STATION 5000.
Gas Station Clerk says NICE.
In an office, Mike says HEY, TUMBLEWEED, YOU COMING OUT
TO DINNER TONIGHT?
Tumbleweed says THANKS, MIKE, BUT NO FANCY
RESTAURANT MEALS FOR ME.
I'M SAVING UP TO BUY A SPEED
STATION 5000.
Mike says DUDE! TOO CLOSE!
Tumbleweed says OH, SORRY.
In a park, a seller says BALLOONS! GET YOUR BALLOONS!
Tumbleweed says DO I REALLY NEED A BALLOON?
Chinchilla says CHINCHILLA!
Tumbleweed says YEAH, HE'S RIGHT.
I NEED TO SAVE UP FOR MY SPEED
STATION 5000.
Chinchilla says CHINCHILLA.
Tumbleweed says YOU GOT IT, DUDE.
Later, Tumbleweed says HEY, TWIGGY! HOW YOU DOING?
I HAVEN'T SEEN YOU IN A WHILE.
WHAT HAVE YOU BEEN DOING
ALL THIS TIME?
Twiggy says I'VE BEEN PLAYING NON-STOP FOR A
WEEK AND I'M SO GONNA WIN!
Tumbleweed says WOW, I'VE BEEN SAVING.
I'VE ALMOST GOT ENOUGH MONEY FOR
MY SPEED STATION 5000.
Twiggy says WELL, I KINDA WISH I WAITED TOO.
Tumbleweed says WHY?
Twiggy says BECAUSE I PAID WITH MY
CREDIT CARD
AND THE CREDIT CARD COMPANY
CHARGES ME EXTRA.
Tumbleweed says OH, LET ME SEE HERE.
He checks the credit card bill and says YOU BORROWED 200 DOLLARS TO BUY THE
SPEED STATION.
YOU PAID BACK 100,
SO YOU SHOULD OWE 100,
BUT YOU OWE 125!
THAT'S-- THAT'S 25 EXTRA!
Twiggy says AND THE LONGER I TAKE TO PAY,
THE MORE IT COSTS ME.
Tumbleweed says WELL, I HAVE AN IDEA.
Twiggy says WHAT?
Tumbleweed says I'LL USE THE MONEY I SAVED
TO PAY THE REST OF YOUR BILL.
Twiggy says AND WE COULD SHARE!
Tumbleweed says AND USED WHAT'S LEFT
TO BUY MORE GAMES!
Twiggy says SURE! RIGHT AFTER I...
(smashing)
Tumbleweed says OH, YOU'RE SUCH A CAMPER!
The episode ends.
Vanessa says WELCOME BACK, STUDENTS, I'M SO
GLAD YOU'RE ABLE TO JOIN ME.
NEXT, WE'RE GOING TO LOOK AT THE
ADVANTAGES AND DISADVANTAGES
OF USING CHEQUES.
WELL, WHAT IS A CHEQUE?
I'M SURE YOU'VE SEEN ONE OF
THESE PAGES OF...
PIECES OF PAPER THAT LOOK
LIKE THIS,
THAT HAVE THE BANK'S NAME,
YOUR NAME, THE DATE,
WHO THE CHEQUE IS MADE OUT TO,
THE AMOUNT,
AND YOUR SIGNATURE.
THESE TAKE THE FORM OF PAYMENT.
WHAT ARE SOME ADVANTAGES OF
USING CHEQUES?
THEY'RE CONVENIENT,
A LOT OF PLACES ACCEPT THEM.
SO IF YOU HAD TO WRITE A CHEQUE
OUT TO SOMEONE
WHO CUTS YOUR LAWN,
OR MAYBE DOES YOUR HAIR,
YOU COULD SIMPLY WRITE THEIR
NAME ON THE LINE.
PAY TO THE ORDER TO,
THE AMOUNT YOU OWE,
AND GIVE YOUR SIGNATURE.
CHEQUES CAN ALSO BE POST-DATED.
SO FOR EXAMPLE,
LET'S SAY YOU OWE SOMETHING BY
THE END OF THE MONTH,
INSTEAD OF WRITING TODAY'S DATE,
YOU COULD WRITE THE END OF THE
MONTH'S DATE.
AND THEY WOULD BE STILL CASHED
THEN FOR PAYMENT.
THEY CAN ALSO BE STOPPED
AT ANY TIME.
SO MAYBE YOU DON'T HAVE TO PAY
THAT AMOUNT ANYMORE.
IT'S BEEN REFUNDED.
OR MAYBE YOU DON'T WANT TO GIVE
THAT CHEQUE TO SOMEBODY
THAT YOU'VE WRITTEN IT TO.
YOU CAN STOP THE PAYMENT
BEFORE IT HAPPENS.
THEY CAN ALSO BE TRACED.
SO THE BANK CAN LOOK AT WHO
HAS USED YOUR CHEQUES
AND IF THE MONEY FROM
THE ACCOUNT THAT THE CHEQUE
WAS WRITTEN TO HAS GONE TO
THE CORRECT PERSON.
AND WE CAN TRACK OUR SPENDING
AND BUDGETS
AS PAYMENTS BY CHEQUE ARE POSTED
TO OUR BANK ACCOUNT.
SO AT THE END OF THE MONTH,
YOU CAN SEE HOW MANY CHEQUES
YOU HAVE WRITTEN.
WHAT ARE SOME DISADVANTAGES
OF CHEQUES?
WELL, NOT ALL PLACES ACCEPT THEM
AS TENDER
SO THEY MAY BE REFUSED WHEN YOU
GO TO THE COUNTER TO PAY.
YOU ALSO MUST HAVE A BANK
ACCOUNT TO USE THEM.
BECAUSE YOUR CHEQUE IS CONNECTED
TO YOUR BANK ACCOUNT,
YOU NEED TO HAVE ONE TO BE ABLE
TO WITHDRAW MONEY FROM.
IF, UNFORTUNATELY,
YOU WRITE A CHEQUE
AND YOU DON'T HAVE THAT AMOUNT
OF MONEY IN IT,
YOU WILL BE CHARGED A FEE.
She points to a bulleted list on a piece of paper.
She continues SO MAKE SURE YOU KNOW EXACTLY
HOW MUCH IS IN YOUR BANK ACCOUNT
BEFORE YOU WRITE THE CHEQUE,
ANOTHER DISADVANTAGE IS THEY CAN
BE TIME CONSUMING
TO WRITE AND CASH.
WELL, IT'S ALWAYS GREAT
TO GET A CHEQUE
IN FORM OF GIFT OR PAYMENT,
SOMETIMES THEY CAN BE A LITTLE
ANNOYING TO CASH.
WE EITHER HAVE TO GO TO THE BANK
OR HAVE THE OPTION ON OUR PHONES
TO CASH A CHEQUE.
WE TAKE A PICTURE OF THE FRONT
AND THE BACK AFTER SIGNING
WHEN YOU RECEIVE A CHEQUE.
ALSO TO WRITE, YOU HAVE TO KNOW
WHO YOU'RE PAYING IT TO,
THE EXACT AMOUNT,
WRITE YOUR SIGNATURE,
AND THE DATE.
SO SOMETIMES CHEQUES CAN BE
TIME CONSUMING.
MOVING ON TO OUR NEXT METHOD
OF PAYMENT,
THE MOBILE WALLET.
NOW WHAT IS THAT?
WELL...
MOBILE WALLETS ARE...
GIVE YOU THE OPTION TO PUT
CREDIT CARDS ON YOUR PHONE.
THEY ALLOW YOU TO PUT GIFT CARDS
ON YOUR PHONE.
AND THEY ALLOW YOU TO CONNECT
YOUR BANK ACCOUNT
SO IF YOU HAD A CHEQUING OR
A SAVINGS ACCOUNT
DIRECTLY ONTO YOUR PHONE.
WHAT'S SO GREAT ABOUT THAT?
WELL, IT LIMITS THE AMOUNT OF
CARDS YOU HAVE TO CARRY.
MAYBE YOU DON'T WANT TO CARRY
A WALLET, A PURSE,
ON TOP OF YOUR PHONE
BECAUSE WE KNOW WE BRING OUR
PHONES EVERYWHERE.
SO NOW YOU JUST HAVE TO BRING
YOUR PHONE AROUND WITH YOU
WHEN YOU GO TO PAY.
VERY CONVENIENT.
YOU JUST SWIPE YOUR CARD,
I'M SURE YOU'VE SEEN YOUR
PARENT, GUARDIAN,
FRIEND, JUST SWIPE THEIR CARD
ALMOST LIKE CREDIT CARD.
AND THE MONEY IS TRANSFERRED
TO THE PERSON
THAT YOU NEED TO BUY THE GOOD
OR THE SERVICE FROM.
WHAT'S ALSO GREAT ABOUT MOBILE
WALLETS IS YOU CAN SWITCH
BETWEEN YOUR DEBIT, YOUR CREDIT,
YOUR GIFT CARDS, ALL AT ONCE.
ALL YOUR CARDS ARE THERE,
VERY CONVENIENT TO YOU...
FOR YOU TO FLIP THROUGH
AND GET YOUR PAYMENT DONE
IN QUICK TIME.
YOU HAVE PASSWORDS ON YOUR
MOBILE WALLET
THAT CAN PROTECT YOUR SECURITY.
AND YOU'RE ABLE TO TRACK
YOUR SPENDING.
BECAUSE YOUR MOBILE WALLET
KEEPS A LEDGER,
SO THAT MEANS A STEP-BY-STEP
GUIDE OR LINES
TO WHAT YOU HAVE SPENT ON
A DAILY BASIS.
SO THAT'S VERY EASY IF YOU'RE
LOOKING AT BUDGETING
WHERE YOU SPENT YOUR MONEY
AND MAYBE HOW YOU CAN IMPROVE
ON THAT GOING FORWARD.
WHAT ARE SOME DISADVANTAGES OF
THE MOBILE WALLET?
WELL, THERE ARE OFTEN FEES
ASSOCIATED WITH THE APPS
THAT YOU HAVE TO DOWNLOAD TO USE
YOUR MOBILE WALLET.
SO MAKE SURE BEFORE DOWNLOADING
YOU SEE WHAT
YOU'RE SIGNING UP FOR.
NOT ALL PLACES OF BUSINESS
ACCEPT MOBILE WALLET CARDS.
SO YOU HAVE TO MAKE SURE BEFORE
YOU GO TO PAY
THAT THEY ACCEPT THAT.
THERE'S ALSO SECURITY ISSUES.
IF SOMEONE IS ABLE TO GET INTO
YOUR PASSWORD
OR IF A COMPANY HAS THEIR
PRIVACY AND DATA HACKED,
YOU MIGHT HAVE ISSUES
WITH WHO HAS HAD ACCESS
TO ONE OF YOUR CARDS THAT ARE
IN YOUR MOBILE WALLET.
THE CONVENIENCE AGAIN MAY
AFFECT BUDGETING,
JUST LIKE THE CREDIT CARDS,
BECAUSE WE HAVE OUR CREDIT CARDS
IN OUR MOBILE WALLET.
BECAUSE IT'S SO EASY TO SWIPE
AND LEAVE,
WE MIGHT NOT UNDERSTAND WHAT
WE'RE REALLY DOING
WITH HOW MUCH WE'RE SPENDING.
AND FINALLY,
YOU NEED TO MAKE SURE
YOUR PHONE HAS A CHARGE.
YOU CAN'T GO UP TO THE CASH AND
THEN UNFORTUNATELY
YOUR PHONE IS ABOUT TO DIE,
OR IT HAS DIED.
HOW ARE YOU GONNA PAY?
SO YOU ALWAYS NEED TO MAKE SURE
WHEN YOU'RE USING A
MOBILE WALLET
THAT YOUR PHONE IS CHARGED.
LITTLE THINGS YOU DON'T
THINK OF, RIGHT?
NEXT WE'RE GOING TO WATCH AN
EPISODE OF
LET'S FIND OUT.
WE'RE GOING TO LOOK AT
WHAT IS A DEBIT CARD
AND HOW IS IT USED?
MAKE SURE YOU TAKE SOME NOTS
DURING THIS EPISODE
AND I'LL CATCH YOU BACK HERE
AT THE END.
The show opens with two girls and a boy pointing at the camera and saying the show title.
A slate appears for each word inside a speech bubble against a background of colourful pixels.
Then, the speech bubbles show the names of the characters.
Melissa is in her twenties and has long, straight, brown hair with bangs. She wears a pink knitted hat, a red shirt, a white jacket, and black pants.
Shamus is in his twenties and has short, black hair. He wears a black fedora, black glasses, a plaid shirt with a blue bow-tie, and red pants.
Ruth is in her thirties and has medium-length blonde hair with bangs. She wears a light-blue ensemble of sportswear.
Melissa paces up and down in the kitchen.
She says SHAMUS JUST
REMINDED ME
THAT WE NEED TO
GO SHOPPING
FOR SCHOOL SUPPLIES
FOR A BIG PROJECT.
I COMPLETELY
FORGOT.
She looks at her empty pencil case and says OH, MAN!
She grabs her tablet and starts typing. A speech bubble displays what she says, which reads I'M OUT OF CASH!
Melissa says WHAT'S A GAL
TO DO?
A speech bubble with Shamus' picture reads USE YOUR
DEBIT CARD! I'LL MEET YOU AT THE STORE.
Melissa says AH, YES.
THE MAGIC CARD.
I HAVE YET
TO USE IT
AND KNOW NOT
OF ITS POWER.
HOPEFULLY SHAMUS
CAN HELP.
She runs outside and meets Shamus at the supplies store.
Shamus says READY, FREDDY?
DO YOU HAVE YOUR
DEBIT CARD WITH YA?
Melissa says YOU BET YOUR BOTTOM
DOLLAR I DO!
I MAY NOT KNOW
HOW TO USE IT,
BUT WHEN I WANT TO
FIND SOMETHING OUT,
She screams I AM UNSTOPPABLE!!
Shamus says DON'T WORRY, I'LL
HELP YOU OUT.
LET'S GET OUR
SUPPLIES.
The cashier says HI.
Melissa says SHAMUS, I'M KIND
OF SCARED
TO USE MY
DEBIT CARD.
WHAT IF I MESS
SOMETHING UP?
WHAT IF ALL MY
MONEY DISAPPEARS?
Shamus says MELISSA...
Melissa says WHAT IF I TAKE TOO
LONG TO USE IT
AND ALL THE PEOPLE
IN LINE GET ANGRY?
Shamus says MELISSA...
Melissa says WHAT IF THE CASHIER
LOOKS AT ME
DISAPPROVINGLY?
[scary music]
I COULDN'T
TAKE IT!
Shamus says MELISSA, JUST CALM
DOWN AND FOCUS?
The cashier says HOW WILL YOU
BE PAYING?
Melissa says UH, DEBIT?
Shamus says SWIPE YOUR CARD.
Melissa says OKAY.
Shamus says RELAX.
NOW, CHOOSE YOUR ACCOUNT,
CHEQUING OR SAVINGS?
She presses "chequing."
Melissa says DONE.
Shamus says NOW, INPUT
YOUR P.I.N.
Melissa says OKAY, IT'S 2-6-
Shamus says NO, NO, NO, NO.
DON'T TELL
ANYONE.
YOUR P.I.N. IS
YOUR PERSONAL
IDENTIFICATION
NUMBER.
IT'S WHAT KEEPS
YOUR MONEY SAFE.
Melissa says OHH.
[beeping]
NOW WHAT?
Shamus says THAT'S IT.
The cashier gives her the receipt and says THANKS, AND HAVE
A GREAT DAY.
Melissa says YOU TOO.
WELL, THAT WASN'T
SCARY AT ALL.
Shamus says YEAH.
Melissa says AND NOW, I HAVE
INFINITE MONEY!!
WHAT WHAT?
Shamus says UH, MELISSA, WHEN YOU
USE YOUR DEBIT CARD,
IT COMES FROM YOUR
BANK ACCOUNT.
IT'S NOT FREE MONEY.
YOU'VE STILL GOTTA
WATCH WHAT YOU SPEND.
Melissa says OH.
WELL, AT LEAST
NOW I KNOW THAT
IT'S NOT SCARY TO
USE A DEBIT CARD.
AND THAT CALLS FOR A
VICTORY MOMENT!
They do a victory dance.
Melissa says A DEBIT CARD IS A
GREAT ALTERNATIVE
IF YOU DON'T
HAVE CASH.
IT CONNECTS RIGHT TO
YOUR BANK ACCOUNT
AND IS EASY TO USE.
JUST REMEMBER, YOUR
NUMBER IS SECRET.
DON'T SHARE IT
WITH YOUR FRIENDS.
In the kitchen, Melissa says THANKS FOR YOU HELP WITH
THE DEBIT CARD, SHAMUS.
Shamus says NO WORRIES,
MELISSA.
YOU ALWAYS GET
SO WORKED UP
WHEN THERE'S NOTHING
TO WORRY ABOUT.
Melissa says I AM A BIT OF A
WORRYWART, AREN'T I?
Shamus shrugs and smiles.
[bell dings]
Melissa says OH, ONE SEC,
SHAMUS.
I GOT A TEXT.
She gets an animated text with a picture of herself on a foot and a speech bubble that reads "Oh no!"
She says AHHH!!
WHAT IS THIS?
Shamus says GET IT, MELISSA?
NOW YOU'RE REALLY
A WORRYWART.
They both scream GROSSSS!
The TVO Kids logo appears.
Copyright 2016, The Ontario Educational Communications Authority.
Vanessa says WELCOME BACK.
I WANT TO TALK ABOUT PUTTING IT
ALL TOGETHER NOW.
WHAT DOES THAT MEAN?
SO, SO FAR WE'VE TALKED
ABOUT MONEY,
CREDIT, CHEQUES,
AND YOUR MOBILE WALLET, WHICH
INCLUDES YOUR DEBIT CARD,
GIFT CARDS, AND OF COURSE,
CREDIT CARDS.
LET'S DIVE DEEPER INTO ONE OF
THE METHODS OF PAYMENT
THAT YOU'VE LEARNED TODAY.
MAYBE YOU WANT TO PICK YOUR
FAVOURITE METHOD
OR A METHOD THAT YOU'VE SEEN
YOUR FRIENDS
OR FAMILY MEMBERS USE,
AND YOU WANT TO KNOW A LITTLE
BIT MORE ABOUT IT.
She shows a purple cardboard with texts and credit card pictures.
She says TODAY WE'RE GOING TO MAKE
AN INFOGRAPHIC
ABOUT ONE OF THE METHODS
OF PAYMENT THAT YOU'VE LEARNED.
I CHOSE CREDIT CARDS, SO THIS IS
WHAT I NEED YOU TO INCLUDE
IN YOUR INFOGRAPHIC.
THIS IS WHERE THE GLITTER,
THE SPARKLES,
THE STICKERS ALL COME INTO PLAY.
I WOULD LOVE FOR YOU TO PICK ONE
OF YOUR FAVOURITE METHODS,
AGAIN, I CHOSE THE FAMOUS
CREDIT CARD.
YOU'RE GONNA-- WE'RE GOING TO
TALK ABOUT WHAT IT IS,
INTERESTING FACTS ABOUT
THE CREDIT CARD
OR WHATEVER YOUR METHOD
OF PAYMENT IS.
THREE ADVANTAGES,
AND THREE DISADVANTAGES
OF THAT METHOD.
SO LOOKING AT MY EXAMPLE,
"CREDIT CARDS:
LEARNING ABOUT CREDIT CARDS.
"ANY INTEREST?
AND YOU CAN KINDA SEE
MY PLAY ON WORDS THERE.
SO I WOULD LOVE FOR YOU,
ON YOUR INFOGRAPHIC,
TO MAKE SURE YOU INCLUDE
YOUR TITLE
AND MAYBE A QUICK STATEMENT,
OR FUNNY STATEMENT
ABOUT YOUR METHOD OF PAYMENT.
I ALSO HAVE TWO PICTURES OF
CREDIT CARDS ON MY INFOGRAPHIC,
SO I WOULD LIKE FOR YOU TO
INCLUDE ONE SYMBOLIC PICTURE.
IF YOU'RE USING MONEY,
MAYBE YOU COULD DRAW A BILL.
DON'T PUT ON THE REAL THING
'CAUSE YOU MIGHT WANT TO USE
THAT LATER.
UM, AND ALSO-- SO AN INFOGRAPHIC
HAS SYMBOLS, PICTURES,
AND WORDS THAT QUICKLY TELL THE
PERSON WHO IS READING IT
THE FACTS ABOUT WHATEVER TOPIC
YOU'VE CHOSEN.
SO CREDIT CARDS, WHAT ARE THEY?
"PAYMENTS USED--."
SORRY.
"PAYMENT CARDS ISSUED BY A
FINANCIAL INSTITUTION,
"SUCH AS A BANK.
"YOU AGREE TO PAY YOUR BALANCE
BY THE DUE DATE
"OR PAY INTEREST."
AND WE KNOW, WE TALKED ABOUT
THAT WE DON'T LIKE
TO PAY INTEREST.
AND INTERESTING FACT.
I HAVE TWO OF THEM,
SO I WOULD LIKE YOU TO INCLUDE
TWO INTERESTING FACTS.
"THE AVERAGE CANADIAN IS ABOUT
$4,000 BEHIND
"ON THEIR CREDIT CARD PAYMENT."
NOW THAT'S A LOT OF MONEY.
AND IN CANADA, YOU HAVE TO BE 18
YEARS OLD TO OWN A CREDIT CARD.
SO MOST OF YOU STILL HAVE TIME.
THREE ADVANTAGES.
PAY LATER, CONVENIENCE,
AND BUILD YOUR CREDIT.
THREE DISADVANTAGES
THAT I WROTE,
WE ACCRUE INTEREST ON BALANCES
THAT ARE NOT PAID EVERY MONTH.
THERE ARE FEES ASSOCIATED WITH
HAVING A CREDIT CARD.
AND THERE'S ALSO DEBT
THAT WE ACCRUE
WHEN WE DON'T PAY IT OFF
EVERY MONTH.
SO THIS IS WHAT I NEED FROM YOU.
LET'S DO A LITTLE RECAP.
AS YOU'RE CREATING
YOUR INFOGRAPHIC, YOUR TITLE.
ONE PICTURE.
YOU COULD PRINT IT OUT,
YOU COULD DRAW IT.
I GUESS YOU COULD PUT THE REAL
THING ON THERE IF YOU HAD...
IF YOU HAD TO.
TELL ME WHAT IT IS.
GIVE ME TWO INTERESTING FACTS.
GIVE ME THREE ADVANTAGES AND
THREE DISADVANTAGES.
SO AS WE WATCH OUR NEXT EPISODE
OF
LET'S FIND OUT,
THEY'RE GOING TO TALK ABOUT
HOW TO MAKE SURE
THAT YOU HAVE ENOUGH MONEY
TO PAY FOR THE ITEMS YOU NEED.
AFTER THAT, WE'RE GOING TO EVEN
FURTHER CONSOLIDATE
AND REVIEW WHAT WE'VE LEARNED,
SO I'LL MEET YOU BACK HERE
IN A FEW MINUTES.
The show opens with Melissa in the kitchen.
She says MONEY-PALOOZA IS THIS
AWESOME NEW GAME WHERE
YOU RACE TO COUNT MONEY.
I JUST PLAYED RUTH, AND
THINGS GOT A LITTLE CRAZY.
Pictures of her and Ruth with money on their hands appear.
A speech bubble with Shamus' picture reads WELL, I JUST
WON AGAINST MY SIX YEAR OLD
COUSIN SO I FEEL PRETTY
UNSTOPPABLE!
Melissa says OH!
THAT'S
MY
LINE.
As Melissa types in her tablet, speech bubble displays what she says, which reads ARE YOU CHALLENGING ME
TO A GAME OF MONEY-PALOOZA?
Shamus says YES, MY
PLACE RIGHT NOW.
Melissa says THEN I ACCEPT
YOUR CHALLENGE,
AND I WILL
RISE TO IT.
She almost falls off a stool and says OH!
NOT SAFE,
NOT SAFE.
I'M GOING TO BAIL.
I'M JUST GOING TO BAIL.
TO SHAMUS' HOUSE, TO
PLAY MONEY-PALOOZA!
She runs to Shamus' house.
Melissa says HEY, SHAMUS.
Shamus says HEY, MELISSA.
ARE YOU READY
TO SEE WHO HAS
THE BEST
COUNTING SKILLS?
Melissa says YOU BET I AM.
AND WHEN I WANT TO
FIND SOMETHING OUT,
She screams I AM UNSTOPPABLE!
Shamus says RIGHT, OKAY, I'VE
DIVIDED THE MONEY UP.
Melissa says MONEY!
Shamus says NOW, I'LL DRAW THE
FIRST MONEY CHALLENGE.
Melissa says MONEY CHALLENGE.
Shamus turns over a card and says HERE IT IS.
WHOA, WHOA, WHOA.
IT SAYS BIG SCHOOL
PROJECT SUPPLIES.
14.55 DOLLARS.
Melissa says WHOEVER COUNTS THE
MONEY THE FASTEST WINS.
Shamus says READY?
Melissa says SET.
They both say GO!
Melissa says I CAN DO TWO
FIVES, AND I CAN DO...
Shamus says 14.55 DOLLARS!
Melissa says YOU GOT LUCKY THIS
TIME, SHAMUS.
Shamus says IT'S NOT LUCK.
They keep playing.
Shamus says NEXT MONEY
CHALLENGE.
BACK TO SCHOOL CLOTHES.
76 DOLLARS.
GO.
ONE 50, ONE 20,
ONE 5, ONE LOONIE.
GOT IT, 76 DOLLARS.
Melissa screams.
Melissa says I DON'T UNDERSTAND WHY
YOU KEEP BEATING ME!
Shamus says BECAUSE YOU ARE NOT
COUNTING IN ANY ORDER.
TO MAKE 76 DOLLARS, YOU START
OFF WITH A 50 DOLLAR BILL,
THEN WORK YOUR WAY DOWN
TO THE 20 DOLLAR BILL, AND THEN
THE NEXT SMALLEST
BILL IS...
Melissa says THE FIVE.
AND THEN THE SMALLEST
COIN IS THE LOONIE.
76 DOLLARS.
Shamus says YOU GOT IT.
Melissa says OH, WOW.
HEY, THANKS FOR
THE TIPS, SHAMUS.
I THINK MAYBE NOW I HAVE
A CHANCE OF BEATING YOU.
AND THAT CALLS FOR
A VICTORY MOMENT.
They do a victory dance.
Melissa says NOW I KNOW THAT WHEN I'M
COUNTING MONEY, IT IS SO
MUCH EASIER TO START WITH
THE LARGEST BILL AND WORK
YOUR WAY DOWN TO
THE SMALLEST COIN.
I'M A COUNTING MACHINE.
In the kitchen, Melissa says WELL, SHAMUS,
I'M IMPRESSED.
YOU REALLY GAVE ME A
RUN FOR MY MONEY THERE.
SEE WHAT I DID THERE?
RUN, FOR MY MONEY, HA!
Shamus says I THOUGHT I NEEDED
TO PUT MY MONEY
WHERE MY MOUTH IS.
GET IT?
Melissa says YOU MAKE NO
CENTS, SHAMUS.
YASSSS!
Shamus says I'M SO FUNNY.
The episode ends.
Vanessa says HOPE YOU ENJOYED THAT EPISODE.
HOW ARE YOU FEELING?
I KNOW IT'S BEEN A LOT OF
INFORMATION TODAY,
BUT THIS IS VERY IMPORTANT
INFORMATION.
ESPECIALLY AS YOU'RE GROWING UP
AND BECOMING INDEPENDENT,
AND YOU WANT TO MAYBE GO OFF TO
POST-SECONDARY SCHOOL,
FOLLOW YOUR DREAMS.
YOU NEED TO KNOW ALL THE OPTIONS
THAT ARE AVAILABLE TO YOU
IN TERMS OF PAYMENT
AND HOW THEY AFFECT YOUR FUTURE.
SO LET'S TAKE A REVIEW OF WHAT
WE'VE LEARNED TODAY.
WE STARTED OFF BY LOOKING
AT MONEY.
BILLS AND COINS THAT ARE LEGAL
TENDER IN CANADA.
MOST PLACES ACCEPT MONEY,
IT USUALLY COMES WITH NO FEES.
UNFORTUNATELY, IT'S HARD TO
TRACK WHEN WE TAKE IT
OUT OF THE BANK,
IT'S DIFFICULT TO TRACK
EVERY SINGLE THING WE SPEND
OUR MONEY ON,
SO THAT MAKES BUDGETING MORE
DIFFICULT WITH MONEY.
BUT ON THE PLUS SIDE, WE CAN
ONLY SPEND WHAT WE HAVE
SO USUALLY IT CURVES OVER-
SPENDING AND IMPULSE CONTROL.
IT HELPS US WITH THAT.
NEXT...
WE TALKED ABOUT CREDIT CARDS.
SO THESE PLASTIC CARDS
ARE CONNECTED
TO A FINANCIAL INSTITUTION WHO
ALLOWS US TO HAVE CREDIT
AND PUT MONEY ON OUR CREDIT CARD
TO PAY OFF OUR ITEMS,
OUR GOODS AND SERVICES LATER.
SO MAYBE YOU DON'T HAVE THAT
AMOUNT OF MONEY
IN YOUR BANK ACCOUNT RIGHT NOW,
BUT IF YOU USE A CREDIT CARD,
YOU CAN PAY IT OFF LATER.
THE POSITIVES ARE IT'S
CONVENIENT,
IT BUILDS CREDIT FOR FUTURE
BIG PURCHASES,
BUT UNFORTUNATELY, THERE ARE
FEES, INTEREST,
AND YOU CAN ACCRUE A LOT OF DEBT
IF YOU DON'T USE IT RESPONSIBLY.
YOUR MOBILE WALLET.
THIS IS PROBABLY A REALLY COOL
OPTION FOR A LOT OF US,
ESPECIALLY AS A LOT OF US HAVE
OUR OWN DEVICES
THAT WE WOULD LIKE TO USE.
WE CAN PUT OUR-- OUR GIFT CARDS,
OUR DEBIT CARDS,
OUR CREDIT CARDS ALL IN ONE
PLACE FOR SAFE-KEEPING.
WE CAN JUST CARRY OUR
PHONE WITH US
IF WE'RE GOING TO BUY SOMETHING.
IT'S VERY CONVENIENT,
BUT WE HAVE TO MAKE SURE
THAT WE'RE AWARE OF THE FEES,
AND WE HAVE TO MAKE SURE THAT WE
DON'T SHARE OUR PASSWORD
TO GET INTO OUR DEVICES,
AND WE HAVE TO MAKE SURE THAT
OUR PHONE IS ALWAYS CHARGED,
AND WHERE WE'RE GOING,
THEY ACCEPT THE MOBILE DEVICE
AS A FORM OF PAYMENT.
WE ALSO LOOKED AT CHEQUES.
FORMS OF PAPER THAT ARE
CONNECTED TO OUR BANK ACCOUNTS
SO THAT WHEN WE WRITE OUT THE
CHEQUE TO A CERTAIN PERSON
AND THE AMOUNT,
WE CAN CASH THAT...
THAT PERSON CAN CASH THAT AMOUNT
AT THE BANK.
ALSO WE TALKED ABOUT LOVING
RECEIVING CHEQUES
AS A FORM OF A GIFT,
OR IF YOU DO SOME KIND
OF SERVICE FOR SOMEBODY ELSE.
SO AGAIN, IT'S A FORM OF PAYMENT
WHERE WE WRITE THE
PERSON'S NAME,
WE SIGN OFF ON IT,
AND WE WRITE THE AMOUNT OF MONEY
THAT THEY ARE TO BE GIVEN
EXACTLY.
AND THAT MONEY IS DEBITED FROM
OUR CHEQUING ACCOUNT
AT THE BANK.
SO YOU HAVE TO MAKE SURE THAT
YOU HAVE AT LEAST
THAT AMOUNT OF MONEY
IN YOUR BANK
OR YOU WILL ENCOUNTER FEES,
THEY'RE CALLED NSF FEES, BECAUSE
YOU DON'T HAVE ENOUGH FUNDS
TO TAKE THAT MONEY OUT.
THESE ARE ALSO GREAT
FOR KEEPING TRACK
OF EXACTLY HOW MUCH YOU SPEND
EVERY MONTH,
BECAUSE THEY WILL BE POSTED TO
YOUR BANKING ACCOUNT.
HOW DID YOU DO WITH YOUR
INFOGRAPHIC?
I WOULD LOVE TO BE ABLE TO SEE
WHAT YOU CREATED.
TAKING A LOOK,
LET'S REVIEW MINE.
MAKE SURE THAT YOUR CREDIT CARD
HAS THE TITLE,
PICTURES, WHAT IT IS,
TWO INTERESTING FACTS,
SOME THREE ADVANTAGES,
AND THREE DISADVANTAGES.
IT'D BE GREAT IF YOU COULD SHOW
THAT TO MAYBE A SIBLING
OR A FRIEND WHO IS NOT
THAT SURE ABOUT WHAT
YOUR METHOD OF PAYMENT IS YET.
MAYBE YOU COULD TAKE YOUR SKILLS
AND PASS THEM ON
TO THE NEXT PERSON,
AND HELP THEM IN THEIR FINANCIAL
SITUATION.
I HOPE YOU'VE ENJOYED SPENDING
THE LAST 60 MINUTES TOGETHER.
I FEEL LIKE WE'VE EARNED A LOT...
LEARNED A LOT, SORRY,
AND AS YOU SAVE UP, AND YOU
BUILD YOUR CREDIT SCORE MAYBE,
OR YOU LEARN HOW TO USE
A MOBILE WALLET,
MAYBE YOU COULD MAKE
A BIG PURCHASE,
OR YOU COULD MAKE SOMETHING LIKE
A PURCHASE OF THESE
She shows a white high hill shoe.
She continues AND MAKE YOURSELF REALLY,
REALLY HAPPY.
AGAIN, MY NAME IS TEACHER
VANESSA, I'VE HAD THE BEST TIME.
DON'T FORGET YOUR POSITIVE
AFFIRMATIONS EVERY DAY.
KEEP THOSE IN MIND, MAYBE PASS
THAT ON TO A FRIEND AS WELL.
IT'S A GREAT,
GREAT ASSET TO HAVE
AS YOU MOVE FORWARD IN SCHOOL.
SO THANK YOU AGAIN FOR
JOINING ME,
I WISH YOU ALL THE BEST,
AND I'LL SEE YOU AGAIN ON
ANOTHER EPISODE
OF
TVOKIDS POWER HOUR
OF LEARNING.
A final slate reads "TVO Kids would like to thank all the teachers involved in the Power Hour of Learning as they continue to teach the children of Ontario from their homes."
The caption changes to "Copyright 2021. The Ontario Educational Communications Authority."
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